Indonesian Journal of Advanced Research (IJAR)
Vol. 2 No. 5 (2023): May, 2023

The Role of Banking in UMKM Financing

Hasyim (Universitas Negeri Medan)
Bernando Aldo Yosua Tambunan (Universitas Negeri Medan)
Elisabeth Silaban (Universitas Negeri Medan)
Intan Harahap (Universitas Negeri Medan)

Article Info

Publish Date
01 Jun 2023

Abstract

This article aims to identify and analyze the role of banks in financing small and medium enterprises in Indonesia North Sumatra Province (SUMUT). The analytical tool used is a quantitative approach. The results of this study are that the role of banking in the development of small and medium enterprises in the province of North Sumatra is very important. This is because the role of non-bank credit and financial institutions in financing small and medium enterprises is still relatively low. The contribution of banking, especially in financial support, is when small and medium enterprises enter business development. When getting a bank loan, small and medium enterprises that are categorized as potential, feasible and bankable generally do not experience difficulties.

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Journal Info
Indonesian Journal of Advanced Research (IJAR)
Website

Abbrev

ijar

Publisher

PT FORMOSA CENDEKIA GLOBAL

Subject

Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Education Languange, Linguistic, Communication & Media

Description

Indonesian Journal of Advanced Research (IJAR) is an open-access and peer-reviewed journal, published by Formosa Publisher, which is mainly intended for the dissemination of research results by researchers, academics, and practitioners in many fields of science and technology. IJAR publishes ...