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The Role of Banking in UMKM Financing Hasyim; Bernando Aldo Yosua Tambunan; Elisabeth Silaban; Intan Harahap
Indonesian Journal of Advanced Research Vol. 2 No. 5 (2023): May, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v2i5.4262

Abstract

This article aims to identify and analyze the role of banks in financing small and medium enterprises in Indonesia North Sumatra Province (SUMUT). The analytical tool used is a quantitative approach. The results of this study are that the role of banking in the development of small and medium enterprises in the province of North Sumatra is very important. This is because the role of non-bank credit and financial institutions in financing small and medium enterprises is still relatively low. The contribution of banking, especially in financial support, is when small and medium enterprises enter business development. When getting a bank loan, small and medium enterprises that are categorized as potential, feasible and bankable generally do not experience difficulties.
Analisis Pengaruh PDRB, Angkatan Kerja dan Jumlah Penduduk Terhadap Kemiskinan Provinsi Sumatera Utara Tahun 2001-2020 Bernando Aldo Yosua Tambunan; Elisabeth Silaban; Intan Harahap; Indra Maipita; Muammar Rinaldi
HEMAT: Journal of Humanities Education Management Accounting and Transportation Vol 1, No 2 (2024): Agustus 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/hemat.v1i2.2699

Abstract

Poverty is a condition that has not and has never been resolved on this earth. People who are still in poverty are still found in many countries, even in developed countries the phenomenon of poverty is a serious problem. The purpose of this study was to analyze the effect of Gross Regional Domestic Product (GRDPHB), Labor, Population on Poverty in North Sumatra Province. The analysis used in this study is a time series data analysis model, with secondary data for 2001-2020 obtained from the Central Bureau of Statistics (BPS) of North Sumatra.The results obtained from this study are; In the short term, the variables of GRDPHB (LNX1), Labor Force (LNX2), and Total Population do not have a significant effect on Poverty in North Sumatra Province. However, the Error Correction Term (ECT) is significant in the short run, which indicates an adjustment towards the long-run equilibrium after a shock; In the long run, the GRDP variable (LNXI) has a negative and significant effect on Poverty in North Sumatra Province. Meanwhile, the variables of Labor Force (LNYX) and Total Population are not significant. The Error Correction Model (ECM) used in this study can explain about 87% of the variation in the Poverty variable in North Sumatra Province.
Analisis Pengaruh PDRB, Angkatan Kerja dan Jumlah Penduduk Terhadap Kemiskinan Provinsi Sumatera Utara Tahun 2001-2020 Bernando Aldo Yosua Tambunan; Elisabeth Silaban; Intan Harahap; Indra Maipita; Muammar Rinaldi
Journal of Humanities Education Management Accounting and Transportation Vol. 1 No. 2 (2024): Agustus 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/hemat.v1i2.2699

Abstract

Poverty is a condition that has not and has never been resolved on this earth. People who are still in poverty are still found in many countries, even in developed countries the phenomenon of poverty is a serious problem. The purpose of this study was to analyze the effect of Gross Regional Domestic Product (GRDPHB), Labor, Population on Poverty in North Sumatra Province. The analysis used in this study is a time series data analysis model, with secondary data for 2001-2020 obtained from the Central Bureau of Statistics (BPS) of North Sumatra.The results obtained from this study are; In the short term, the variables of GRDPHB (LNX1), Labor Force (LNX2), and Total Population do not have a significant effect on Poverty in North Sumatra Province. However, the Error Correction Term (ECT) is significant in the short run, which indicates an adjustment towards the long-run equilibrium after a shock; In the long run, the GRDP variable (LNXI) has a negative and significant effect on Poverty in North Sumatra Province. Meanwhile, the variables of Labor Force (LNYX) and Total Population are not significant. The Error Correction Model (ECM) used in this study can explain about 87% of the variation in the Poverty variable in North Sumatra Province.
Pengaruh Pendapatan Asli Daerah dan Belanja Pemerintah Terhadap Pertumbuhan Ekonomi (Studi Kasus di Provinsi Jawa Timur Tahun 2017-2021) Ambrosya Friera; Elisabeth Silaban; Wira Hadi Sugara; Eko Wahyu Nugrahadi; Muammar Rinaldi
Journal of Management Accounting, Tax and Production Vol. 2 No. 1 (2024): Maret 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/mantap.v2i1.1486

Abstract

Pertumbuhan ekonomi merupakan aspek yang menarik untuk dikaji karena merupakan salah satu parameter yang mengukur keberhasilan pembangunan suatu negara. Dengan mengkaji pertumbuhan ekonomi, pendapatan, dan belanja pemerintah di suatu wilayah, kita dapat memperbaiki kondisi perekonomian dan mengembangkan kebijakan yang lebih efektif di wilayah tersebut. Tujuan dari penelitian ini adalah untuk mengevaluasi dampak pendapatan primer daerah dan belanja pemerintah terhadap pertumbuhan ekonomi di provinsi Jawa Timur selama tahun 2017-2021. Penelitian ini menggunakan metode penelitian deskriptif kuantitatif. Hasil penelitian ini memberikan harapan bahwa pemerintah dapat meningkatkan pengelolaan potensi pendapatan primer daerah dan mengalokasikan belanja publik secara lebih akurat melalui kebijakan desentralisasi. Selain itu, perhatian khusus juga harus diberikan pada sektor perekonomian setiap kabupaten dan kota untuk menciptakan pertumbuhan ekonomi yang berkeadilan.
The Influence of Inflation, Unemployment and Government Expenditures on the Number of Poor People in North Sumatra Province (2001-2021) Anggrini Manullang; Elisabeth Silaban; Rian Pasaribu; Putri Sari M. J. Silaban
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol. 3 No. 1 (2024): January 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v3i1.1684

Abstract

Poverty is a complex problem. Poverty reduction remains an agenda and priority in national development. Various policies, strategies and activities carried out by the government to overcome the problem of poverty. This research aims to examine the influence of Inflation, Unemployment and Government Expenditures on the Number of Poor People in North Sumatra Province for the 2001-2021 period. This research uses data obtained from the Central Statistics Agency. The research data consists of the dependent variable, namely Poverty, and the independent variables, namely Inflation, Human Development Index and Realization A, Unemployment, and Government Expenditures during the 2001-2021 period. The tool or method used in this research is multiple linear regression analysis with the Least Square (LS) method. The results of this research show that inflation has a positive influence on the number of poor people. Meanwhile, unemployment has a positive and significant influence on the number of poor people, government spending has a negative and significant influence on the number of poor people. The results of the F test show that inflation, unemployment and government spending simultaneously have an influence or are jointly significant on the number of poor people in the province of North Sumatra.
Var Analysis to Examine the Relationship Between ISSI and ISSI in the Previous Period, Inflation, and the Rupiah-US Dollar Exchange Rate in Indonesia Anggrini Manullang; Elisabeth Silaban; Rian Pasaribu; Putri Sari M. J. Silaban
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol. 3 No. 1 (2024): January 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v3i1.1685

Abstract

This research aims to determine the relationship between ISSI and previous period ISSI, inflation and exchange rates (exchange rates). Judging from the ISSI movement which has experienced significant developments, of course this has a relationship with several macroeconomic variables such as the previous period's ISSI, inflation and exchange rates. The analysis method for this research uses the VAR method. Based on the results obtained, the Indonesian Sharia Stock Index Variable for the previous period had a positive influence on the Indonesian Sharia Stock Index, then the Inflation Variable had a negative influence on the Indonesian Sharia Stock Index, and the BI Rate Variable had a negative influence on the Indonesian Sharia Stock Index.