e-Jurnal Apresiasi Ekonomi
Vol 9, No 2 (2021)

PENGARUH LITERASI KEUANGAN, INOVASI, DAN PERAN PEMERINTAH TERHADAP PENGEMBANGAN USAHA KECIL DAN MENENGAH

Yolanda Iqnatia (Universitas Pembangunan Nasional Veteran Jakarta)
Nurmatias Tias (Universitas Pembangunan Nasional Veteran Jakarta)
Dewi Cahyani Pangestuti (Universitas Pembangunan Nasional Veteran Jakarta)



Article Info

Publish Date
31 May 2021

Abstract

Penelitian ini merupakan penelitian kuantitatif yang bertujuan untuk mengetahui pengaruh literasi keuangan, inovasi, dan peran pemerintah dalam pengembangan usaha kecil dan menengah. Populasi dalam penelitian ini adalah Usaha Kecil dan Menengah di Kecamatan Cipayung Jakarta Timur. Besar sampel diambil sebanyak 100 sampel, dengan metode non probability sampling khususnya Purposive Sampling. Pengumpulan data dilakukan melalui kuesioner dengan jumlah sampel 100 responden. Teknik analisis yang digunakan adalah metode analisis Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa (1) literasi keuangan tidak berpengaruh signifikan terhadap perkembangan usaha kecil dan menengah dengan koefisien jalur 0,051. (2) inovasi berpengaruh signifikan terhadap perkembangan usaha kecil dan menengah dengan koefisien jalur 0,77. (3) peran pemerintah berpengaruh signifikan terhadap perkembangan usaha kecil dan menengah dengan koefisien jalur sebesar 0,178.  This research is a quantitative study that aims to determine the effect of financial literacy, innovation, and the role of government in the development of small and medium enterprises. The population in this study are small and medium enterprises in the District of Cipayung, East Jakarta. The sample size was taken as many as 100 samples, with non-probability sampling method in particular is Purposive Sampling. Data collection was carried out through questionnaires with a sample of 100 respondents. The analysis technique used is the Partial Least Square (PLS) analysis method. the results of this study indicate that (1) financial literacy has no significant effect on the development of small and medium enterprises with a path coefficient of 0.051. (2) innovation has a significant influence on the development of of small and medium enterprises with a path coefficient of 0.77. (3) the role of government has a significant effect on the development of small and medium enterprises with a path coefficient of 0.178. 

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Journal Info

Abbrev

apresiasiekonomi

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

topics that will be published in this journal are: 1. Development theory and application of management science; 2. Study of entrepreneurship and entrepreneurship development; 3. Development and research on applying the theory of business science 4. Community economic development. But the other ...