Enrichment : Journal of Management
Vol. 13 No. 2 (2023): June: Management Science And Field

Determinant factor of sharia credit card user in north of Bekasi city

Christophorus Indra Wahyu Putra (Universitas Bhayangkara Jakarta Raya, Indonesia)
Triana Yuniati (Universitas Bhayangkara Jakarta Raya, Indonesia)
Muhammad Richo Rianto (Universitas Bhayangkara Jakarta Raya, Indonesia)
Dody Kurniawan (Universitas Bhayangkara Jakarta Raya, Indonesia)
Agustian Zen (Universitas Bhayangkara Jakarta Raya, Indonesia)



Article Info

Publish Date
09 Jun 2023

Abstract

This study is a research that is used to measure the effect of income, financial literacy, credit attitude towards interest in using Sharia credit cards in North of Bekasi City, Indonesia. This research is a quantitative research where the object used is Sharia credit card. The technique used is a probability sampling technique using the Slovin formula. The number of samples used in this study were 100 respondents. The design used in this study is hypothesis testing using the structural equitation model (SEM) – SmartPLS 4.0. The results of this study provide an explanation that the variables of income and financial literacy have no effect on interest in using Sharia credit cards in North of Bekasi City. However, credit attitudes have an influence on interest in using Sharia credit cards in North of Bekasi City This research has a limited object of research which is only carried out on Sharia credit card users in North of Bekasi City. This can be a suggestion for future researchers. The novelty in this study combines the variables of income, financial literacy, credit attitude towards interest in using Sharia credit cards at in North of Bekasi City

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Journal Info

Abbrev

enrichment

Publisher

Subject

Economics, Econometrics & Finance

Description

The Enrichment : Journal of Management offers wide ranging and widespread analysis of all surfaces of management and science. Published two times per year, it delivers a emphasis for universal proficiency in the vital methods, techniques and areas of research; presents a opportunity for its readers ...