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Determinant factor of sharia credit card user in north of Bekasi city Christophorus Indra Wahyu Putra; Triana Yuniati; Muhammad Richo Rianto; Dody Kurniawan; Agustian Zen
Enrichment : Journal of Management Vol. 13 No. 2 (2023): June: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i2.1347

Abstract

This study is a research that is used to measure the effect of income, financial literacy, credit attitude towards interest in using Sharia credit cards in North of Bekasi City, Indonesia. This research is a quantitative research where the object used is Sharia credit card. The technique used is a probability sampling technique using the Slovin formula. The number of samples used in this study were 100 respondents. The design used in this study is hypothesis testing using the structural equitation model (SEM) – SmartPLS 4.0. The results of this study provide an explanation that the variables of income and financial literacy have no effect on interest in using Sharia credit cards in North of Bekasi City. However, credit attitudes have an influence on interest in using Sharia credit cards in North of Bekasi City This research has a limited object of research which is only carried out on Sharia credit card users in North of Bekasi City. This can be a suggestion for future researchers. The novelty in this study combines the variables of income, financial literacy, credit attitude towards interest in using Sharia credit cards at in North of Bekasi City
Pengaruh Penerapan Teknologi Informasi, Arus Kas dan Laba terhadap Efisiensi Keuangan Perusahaan Dody Kurniawan
Ranah Research : Journal of Multidisciplinary Research and Development Vol. 6 No. 4 (2024): Ranah Research : Journal Of Multidisciplinary Research and Development (Mei 202
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/rrj.v6i4.882

Abstract

Artikel pengaruh penerapan teknologi informasi, arus kas dan laba terhadap efisiensi keuangan perusahaan merupakan artikel ilmiah literature review dalam ruang lingkup ilmu penganggaran perusahaan. Artikel ini ini bertujuan untuk membuat hipotesis mengenai hubungan antar faktor, yang selanjutnya dapat dimanfaatkan untuk penelitian selanjutnya di bidang penganggaran perusahaan. Metodologi penelitian kualitatif deskriptif digunakan dalam penelitian ini. Data yang digunakan dalam penelitian ini berasal dari penelitian sebelumnya yang masih relevan dengan penelitian ini. Data dikumpulkan dari platform online akademis terkemuka, termasuk Publish or Perish, Google Scholar, buku referensi digital, dan jurnal Sinta. Hasil dari penelitian literature review ini yaitu: 1) Penerapan teknologi informasi berpengaruh terhadap efisiensi keuangan perusahaan; 2) Arus kas berpengaruh terhadap efisiensi keuangan perusahaan; dan 3) Laba berpengaruh terhadap efisiensi keuangan perusahaan.