Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq: Jurnal Ekonomi Islam, Vol. 13 No. 1 (2022)

DOES IT PAY TO BE TECHNICALLY EFFICIENT? EFFICIENCY AND PROFITABILITY IN INDONESIAN ISLAMIC RURAL BANKS WITH CONTROL VARIABLE MACRO ECONOMICS AND BANK CHARACTERISTICS

Febrian Wahyu Wibowo (Universitas Alma Ata)
Rusny Istiqomah Sujono (Unknown)
Meutia Layli (Universitas Alma Ata)



Article Info

Publish Date
30 Jun 2022

Abstract

BPRS is part of the banking system which has become large enough for Indonesia's economy, which tend to have more actively market their products in traditional markets or in the village, from the results of these remittances bank profit or advantage. With pengefektifan in gathering together and channelling of funds then it will get the maximum profit. Therefore this research aims to analyze the effect of efficiency and profitability of the BPRS in Indonesia. This research analysis tools using a Random Effect Regression (GLS) and use the data panel the secondary data obtained from Bank Indonesia audit of financial reports to see the big profitability is influenced by efficiency. This research uses elements of the crosssectional reflected by different banks in Indonesia and time series element reflected in the period in the period 2010-2016 in Indonesia. The findings in this study said that influential positive Efficiency significantly to the level of profitability of the BPRS in Indonesia.

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Journal Info

Abbrev

alinfaq

Publisher

Subject

Economics, Econometrics & Finance

Description

FOCUS This journal focused on Islamic Economics, Business, and Finance and present developments through the publication of articles. A Specifically, the journal will deal with topics: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, ...