Claim Missing Document
Check
Articles

Found 17 Documents
Search

DETERMINAN TINGKAT SUKU BUNGA, INDEKS DOW JONES, NIKKEI 225, DAN STRAITS TIME TERHADAP ISSI Wibowo, Febrian Wahyu
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 1 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v7i1.6713

Abstract

Islamic financing is a kind of investment that has system and operational based on sharia principles. Islamic financing is supervised by the Sharia Supervisory Board (DPS). This is to safeguard that there are no commercial involved such as gambling, usury, and prohibitedproducts. The indexfluctuation in the capital market of a country is influenced by world capital market indices. The first Islamic index in world is the Dow Jones Islamic Market Index (DJIM). Based on the discussion about the influence of Interest Rate variables, Dow Jones Islamic Market, Nikkei 225 Index, and Straits Times Index on the Indonesian Sharia Stock Index variable for June 2012 until March 2017  the conclusions are as follows: Interest Rate has a negative effect on the Indonesian Sharia Stock Index, Dow Jones Islamic Market has a positive effect on the Indonesian Sharia Stock Index, the Nikkei 225 has a negative effect on the Indonesian Sharia Stock Index, the Straits Times negatively affects the Indonesian Sharia Stock Index
MARKETING MIX DAN TINGKAT MARGIN DALAM PENGAMBILAN KEPUTUSAN PEMBIAYAAN PADA NASABAH BANK SYARIAH Sujono, Rusny Istiqomah; Wibowo, Febrian Wahyu
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 8, No 1 (2020): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v8i1.7431

Abstract

AbstractThe purpose of this study was to determine the effect of the marketing mix and margin levels on customer decisions. The design and methodology of this research is field research where the authors make observations to obtain the required data. Data is collected by giving questionnaires to customers who have several financial activities at the bank. The sample of this study was 100 respondents. The results showed that of the five Marketing mix variables, several variables significantly influenced customer interest, such as product, price, promotion, and margin level. However, place variables do not significantly influence customer decisions. Although not all marketing mix variables significantly influence customer interest, the marketing mix is still important for Islamic banks to attract customers
The Effectiveness and Efficiency of Cash Waqf Management in Tabung Wakaf Indonesia Rusny Istiqomah Sujono; Febrian Wahyu Wibowo; Mu'inan Rafi'; Ambar Musoffi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4986

Abstract

Nazhir is one of the key factors in the success of waqf management institutions. Therefore, it is necessary for Nazhir to understand and assess the effectiveness and efficiency of cash waqf management performance. One of the nazhir cash waqf that has been active for a long time is Tabung Wakaf Indonesia. The research method used in this study is an analysis of institutional management by analyzing the financial report of Tabung Wakaf Indoensia from year 2013-2019. Based on the results of the analysis, it was found that the value of efficiency and effectiveness of Tabung Wakaf Indonesia was fluctuating, considering that the profit sharing was uncertain, therefore it was necessary to strengthen institutions such as reforming institutions and regulations, increasing resources (nazhir) by conducting training and studying existing research in assessing and producing cash waqf.
SOSIALISASI MANAJEMEN LITERASI WAKAF UANG PADA REMAJA MASJID DI DAERAH GUWOSARI Rusny Istiqomah Sujono; Baiq Ismiati; Febrian Wahyu Wibowo; Mu’inan Rafi; Ahmad Yunadi; Muhammad Dimas Setiawan
Jurnal Abdi Insani Vol 9 No 2 (2022): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v9i2.609

Abstract

Waqf is one of the distribution tools in Islam, so if it is optimized properly it can help the regional economy. Based on the survey results, waqf literacy in Indonesia is still in the low category and this correlates with the low collection of cash waqf in Indonesia. The mosque is a place to collect social funds and all mosque activities are coordinated with the mosque takmir and mosque youth. Therefore, youth mosques in the Guwosari area need to be given socialization of cash waqf literacy management so that the collection of cash waqf in the Guwosari regional mosques can increase and help the regional economy. The general purpose of holding this activity is to increase literacy of cash waqf. The specific goal is for mosque youth to know the direct benefits of cash waqf for the people, know the flow of its implementation, the importance of cash waqf and increase awareness of cash waqf. The method used is lectures and socialization of cash waqf literacy management to mosque youth by providing material from several parties who are very understanding about cash waqf literacy management. The result of this activity is that mosque youth have an account to collect cash waqf in the mosque to be deposited into LKS-PWU and there are some who already have experience in collecting. In addition, based on the results of the evaluation, these activities were carried out well, where mosque youths received literacy related to cash waqf as a whole from the basics to the collection process which can be said to have increased in terms of literacy. So that it is hoped that there will be other ongoing activities, namely monitoring the program for collecting cash waqf, so that the collection of cash waqf can run more optimally.
PELATIHAN PENGELOLAAN BISNIS SYARIAH PADA PELAKU UMKM DI DESA WISATA BANJARAN Febrian Wahyu Wibowo; Abdul Salam; Ahmad Yunadi; Al Haq Kamal; Rusny Istiqomah Sujono; Baiq Ismiati; Mu’inan Rafi; Abi Suryono; Abdullah Yahya
Jurnal Abdi Insani Vol 10 No 2 (2023): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v10i2.866

Abstract

The emergence of MSMEs or new businesses in an area, this certainly makes business competition. Business competition triggers business people to make strategies in business management in order to have good performance. In Islam, the Prophet is a role model for doing business in an Islamic way. His success in managing a business can be used as a lesson that needs to be applied in doing business today. It is hoped that the application of Sharia business values in their business, by providing training programs related to Sharia business management, is hoped to provide understanding and instill Sharia Business values in MSME actors. The purpose of carrying out this activity is to provide insight and understanding regarding good business management from a Sharia point of view, bearing in mind that in the Banjaran Kaluahan Guwosari tourist village there are many MSME actors and the great potential that exists in the area. The technical training method is interaction between participants and presenters and presenting case study materials on problems in MSMEs so that the material presented can be directly applied by the participants and of course it is easier to understand. This activity was carried out in stages by giving direct seminars to MSME actors and providing strategic practices delivered by all speakers. During the implementation of the event, there were many problems faced by MSME actors, especially in terms of business management. At the end of the event, several things were found that could later be developed by MSME actors and the community in the Banjaran Tourism Village, Kalurahan Guwosari, as follows; Development of Educational and Historical Tourism Villages, Creation of Sharia corner websites for Sharia business consulting media by MSME actors, Implementation of advanced training to maximize the plans that have been formed, and Creation of joint accounts as a forum for investment and paid marketing fees for MSME actors in Banjaran Tourism Village. This activity is sustainable and can unravel various other problems that exist in the Banjaran Tourism Village, Kalurahan Guwosari so that existing problems can be resolved properly and get maximum results.
Optimalisasi Potensi Wirausaha Wanita Melalui Pemasaran Syariah Berbasis Digital Content Wibowo, Febrian Wahyu; Hernowo, Bingar
Jurnal Pengabdian Masyarakat Lamin Vol 3, No 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas 17 Agustus 1945 Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk mengoptimalkan potensi wirausaha wanita di Cepiring, Kendal, melalui penerapan pemasaran syariah berbasis digital content. Pelatihan dilakukan secara daring selama tiga minggu, melibatkan 30 peserta. Hasilnya menunjukkan peningkatan signifikan dalam pemahaman konsep pemasaran syariah dan keterampilan peserta dalam menggunakan media digital untuk promosi. Sebanyak 90% peserta mampu merancang kampanye digital yang efektif, sementara 85% melaporkan peningkatan penjualan. Meskipun terdapat tantangan teknis, seperti akses internet yang tidak merata, kegiatan ini berhasil mencapai tujuannya. Evaluasi menunjukkan keberhasilan program dalam memberdayakan wirausaha wanita, namun diperlukan pelatihan lanjutan dan peningkatan infrastruktur digital untuk keberlanjutan program. Kegiatan ini diharapkan dapat menjadi model pemberdayaan wirausaha wanita di daerah lain.
Purchase Decision on Halal Products among Female Muslim: Evidence from Indonesia Sujono, Rusny Istiqomah; Wiyandi, Wawan; Wibowo, Febrian Wahyu; Yunadi, Ahmad; Kamal, Al Haq; Wibowo, Ardy; Salam, Abdul
Shirkah: Journal of Economics and Business Vol 8, No 3 (2023)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v8i3.555

Abstract

So far, limited research has analyzed the factors influencing female's decisions to purchase halal products. The purpose of this study was to determine how religiosity, product quality, price, brand, and halal knowledge affect the decision-making process of Islamic female students when purchasing halal-certified products. The study employed quantitative research methods, employing a questionnaire distributed through Google Forms for data collection. The study's population comprised all female students at Pondok Pesantren Al Munawwir Yogyakarta Indonesia. The sampling technique employed the Slovin formula, resulting in a research sample of 91 respondents. Data analysis involved classical assumption tests, multiple linear regression, partial tests (t-tests), simultaneous tests (F-tests), and the determination coefficient (R²). The findings indicated that religiosity, price, and halal knowledge negatively influenced female's purchasing decisions for halal products. Conversely, product quality and brand positively influenced these decisions. The study highlights that consumers, especially female students, prioritize brands and product quality when deciding to purchase halal products. Consequently, producers of halal products need to prioritize and enhance product quality.
Penguatan Karakter Cinta Tanah Air Melalui Peringatan Hari Kemerdekaan pada Kalangan Anak-Anak Pekerja Migran Indonesia (PMI) di Serdang Malaysia Nisa, Destriya Alfiara; Sugiarti, Sugiarti; Nastiti, Hasna Widya; Puspitasari, Puspitasari; Fauzi, Rizal; Wibowo, Febrian Wahyu; Wicaksana, Ragil Satria; Fatimatasari, Fatimatasari
Bangun Desa: Jurnal Pengabdian Masyarakat Vol 3, No 2 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jbd.2024.3(2).155-169

Abstract

Kegiatan peringatan hari kemerdekaan ini bertujuan untuk menguatkan karakter cinta tanah air pada anak-anak Pekerja Migran Indonesia (PMI) di Serdang, Malaysia, melalui peringatan Hari Kemerdekaan Indonesia. Mahasiswa KKN Tematik Internasional Universitas Alma Ata berperan aktif dalam menyelenggarakan berbagai kegiatan, seperti upacara bendera dan lomba-lomba kebangsaan, yang dirancang untuk menumbuhkan rasa patriotisme dan nasionalisme. Hasil kegiatan menunjukkan bahwa upaya ini berhasil meningkatkan rasa kebanggaan nasional di kalangan anak-anak PMI. Faktor pendukung utama keberhasilan adalah antusiasme anak-anak PMI dan dukungan komunitas Indonesia di Malaysia. Namun, hambatan seperti keterbatasan fasilitas pendidikan dan minimnya dukungan pemerintah setempat tetap menjadi tantangan yang harus diatasi. Secara keseluruhan, kegiatan ini memberikan kontribusi positif dalam penanaman nilai-nilai kebangsaan sekaligus mempererat solidaritas komunitas Indonesia di luar negeri.
The Effect of Relationship Quality on Continuity in the Use of Sharia M-Banking: The Role of Access Convenience, Service Quality and Structure Assurance Wibowo, Ardy; Wibowo, Febrian Wahyu; Sujono, Rusny Istiqomah; Wibisono, Dimas; Khasanah, Uswatun
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 7 No. 2 (2023): December 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v7i2.7265

Abstract

Abstrak This research delves into the impact of relationship quality (RQ) on the ongoing utilization of sharia mobile banking (m-banking). The study draws upon the Theory of Planned Behaviour (TPB) and past behaviour as theoretical frameworks to examine how sustainability attitudes influence the use of m-banking, considering the quality of customer relationships with banks in determining sustainable intentions in sharia m-banking usage. Employing a quantitative approach, the research involves data collection, interpretation, and presentation based on a sample of 100 sharia m-banking users in the Special Region of Yogyakarta, using Snowball Sampling. Questionnaires were distributed for data collection, and the analysis utilized the Structural Equation Modelling (SEM) method with the Partial Least Square (PLS) program. The findings support all four hypotheses, indicating significant effects on sustainability intentions in sharia m-banking usage. The study also conducted mediation testing, revealing that variables such as Access Convenience and Service Quality do not directly impact sustainability intentions. Instead, a good-quality relationship with the provider is essential for sustainable intentions in sharia m-banking, while the Structural Assurance variable directly influences sustainable intentions without necessitating a high-quality relationship with the bank. Penelitian ini menyelidiki dampak kualitas hubungan (RQ) terhadap pemanfaatan mobile banking (m-banking) syariah yang sedang berlangsung. Studi ini mengacu pada Theory of Planned Behavior (TPB) dan perilaku masa lalu sebagai kerangka teoritis untuk menguji bagaimana sikap keberlanjutan mempengaruhi penggunaan m-banking syariah, dengan mempertimbangkan kualitas hubungan nasabah dengan bank dalam menentukan niat berkelanjutan dalam penggunaan m-banking syariah. Dengan menggunakan pendekatan kuantitatif, penelitian ini melibatkan pengumpulan, interpretasi, dan penyajian data berdasarkan sampel 100 pengguna m-banking syariah di Daerah Istimewa Yogyakarta, dengan menggunakan Snowball Sampling. Kuesioner disebar untuk pengumpulan data, dan analisisnya menggunakan metode Structural Equation Modeling (SEM) dengan program Partial Least Square (PLS). Temuan ini mendukung keempat hipotesis, yang menunjukkan dampak signifikan terhadap niat keberlanjutan dalam penggunaan m-banking syariah. Studi ini juga melakukan pengujian mediasi, yang menunjukkan bahwa variabel seperti Kenyamanan Akses dan Kualitas Layanan tidak berdampak langsung terhadap niat keberlanjutan. Sebaliknya, hubungan berkualitas baik dengan penyedia layanan sangat penting untuk niat berkelanjutan dalam m-banking syariah, sedangkan variabel Jaminan Struktural secara langsung mempengaruhi niat berkelanjutan tanpa memerlukan hubungan berkualitas tinggi dengan bank.
The Effect of Product Quality, Personal Seling and Certification on The Desicion to Purchase Oriflame Products in Yogyakarta Khasanah, Uswatun; Salam, Abdul; Wibowo, Febrian Wahyu; Kamal, Al Haq
Journal Analytica Islamica Vol 14, No 1 (2025): ANALYTICA ISLAMICA
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/jai.v14i1.23488

Abstract

This study aims to analyze the influence of product quality, personal selling, and halal certification on purchasing decisions of Oriflame products in Bantul, Yogyakarta. . This research uses the Theory of Planned Behavior (TPB) and Theory of Reasoned Action (TRA) theoretical approaches. This research uses a quantitative method with a questionnaire, involving 100 respondents selected using the Lemeshow formula. Independent variables include product quality (X1), personal selling (X2), and halal certification (X3), while the dependent variable is purchasing decisions (Y). Data analysis was performed using EViews 12 with normality tests, reliability, classical assumptions, multiple linear regression, T test, F test and R2 test. The results showed that the three independent variables had a positive effect on purchasing decisions, with an Adjusted R² value of 82%, while 18% was influenced by other factors not mentioned in this study.