The use of digital-based learning media has become the main focus in developing innovative and responsive learning approaches to the current digitalization era. This study aims to explore the challenges and potential utilization of digital-based learning media in learning money and bank materials in class X of Preparatory Private High School. Qualitative research methods are used, involving in-depth interviews with students and teachers, participatory observation, and document analysis. The results showed that the use of digital-based learning media in general contributed positively to students' understanding of economic concepts, but was faced with technical challenges such as the availability of adequate technology infrastructure and lack of training for teachers in using technology. Recommendations from the study include increased investment in technology infrastructure, regular training for teachers, development of quality learning media content, and adoption of more active and project-based learning approaches. By implementing these recommendations, it is hoped that the use of digital-based learning media can be more effective and support the achievement of the desired learning objectives.
                        
                        
                        
                        
                            
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