International Journal of Economics, Management, Business, and Social Science
Vol. 2 No. 3 (2022): September 2022

The Merging of Gojek and Tokopedia Forms Go To. Is This a Threat to National Banking and Fintech?

Harimurti, Cundo (Unknown)
Sofyan, Mohammad (Unknown)

Article Info

Publish Date
30 Sep 2022

Abstract

This research aims to examine various literature which is used synthetically to explain the phenomenon of the merger of Gojek and Tokopedia into GoTo which is predicted to be a challenge for national banks and fintech in lending. The research results show that Banking and fintech have different characteristics but target the same market niche. Fintech has disrupted various economic activities, including the financial sector. The role of fintech, which is quite large and very flexible, needs to be addressed as an enabler, not as a competitor in the financial sector. So, the financial sector needs to collaborate with fintech in providing financial services or creating new products for consumers.

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Journal Info
International Journal of Economics, Management, Business, and Social Science
Website

Abbrev

ijembis

Publisher

CV ODIS

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Description

International Journal of Economics, Management, Business, and Social Science (IJEMBIS) is a research journal in the discipline of economics, management, business and social science which is expected to contribute to a new or state-of-the-art for academic development or real-world applications, or ...