Jurnal Hukum Ekonomi Syariah
Vol 3 No 1 (2024): Jurnal Hukum Ekonomi Syariah

Konsep Bagi Hasil Pada Akad Mudharabah: Studi Kasus Pada Bank Syariah

Sunarsa, Sasa (Unknown)
Anjani, Novia (Unknown)
Azizah, Salma Nur (Unknown)



Article Info

Publish Date
11 Sep 2024

Abstract

Mudharabah Abstract is one of the most widely applied profit-sharing cooperation agreements by Islamic banks in Indonesia. However, in practice there are several problems related to the application of profit sharing in mudharabah contracts. This study aims to analyze the concept of profit sharing in mudharabah contracts in Islamic banking. The research method used is a case study on one of the Islamic banks in Indonesia. Data collection is carried out through interviews, observations, and documentation. Data analysis uses a qualitative descriptive approach. The results of the study show that the concept of profit sharing in the mudharabah contract in the Islamic bank is in accordance with sharia principles. Islamic banks apply the profit sharing ratio agreed at the beginning of the contract and divide profits according to the contribution of each party. However, there are several obstacles in its implementation, such as the difficulty of determining the real level of profit, the moral hazard of customers, and the lack of customer understanding of the concept of profit sharing. Keywords: Mudharabah, Profit Sharing, Sharia Banks

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Journal Info

Abbrev

jhesy

Publisher

Subject

Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

Description

JHesy adalah sebuah Jurnal online Prodi Hukum Ekonomi Syariah (Muamalah) untuk menampung berbagai Artikel berupa laporan penelitian baik dosen maupun mahasiswa yang melaksanakan penelitian ilmiah berupa Tugas Akhir, Skripsi, Hibah Penelitian, serta Pengabdian Kepada Masyarakat yang berada baik di ...