<![CDATA[This research aims to determine the influence of digital literacy, self-directed learning, and creative thinking on learning achievement with self-efficacy as a moderating variable. This research uses an explanatory quantitative approach. The research sample was 107 Accounting students obtained using the saturated sampling method. Data was collected through closed questionnaires and then analyzed using Moderated Regression Analysis (MRA). The results indicate that digital literacy has a positive effect on learning achievement, but self-efficacy cannot moderate the influence of digital literacy on learning achievement. This research also found that self-directed learning has a positive effect on learning achievement and self-efficacy is proven to strengthen the influence of self-directed learning on learning achievement. Creative thinking ability also has a positive effect on learning achievement and self-efficacy can strengthen the influence of creative thinking on learning achievement. Therefore, students must be able to improve their digital literacy, self-directed learning, creative thinking and self-efficacy skills to increase their learning achievements.]]>
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