Jurnal Sipakatau: Inovasi Pengabdian Masyarakat
Volume 2 Issue 1 December 2024: Jurnal Sipakatau

Improving Digital Financial Literacy of Rural MSMEs Actors through Socialization of the Kledo Application: Peningkatan Literasi Keuangan Digital Pelaku UMKM Pedesaan melalui Sosialisasi Aplikasi Kledo

Faizah Khaeruddin (Unknown)
Maya Kasmita (Unknown)
Andi Muhammad Rivai (Unknown)
Nurul Aliah (Unknown)
Asmaul Husnah Nasrullah (Unknown)



Article Info

Publish Date
06 Dec 2024

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in Su'rulangi Village face challenges in financial management caused by low financial literacy and minimal use of technology. The community service program aims to improve the financial literacy of MSME actors through the use of free financial recording applications. The methods used include an initial survey; training planning and preparation; training implementation; and training evaluation. The results of the program in the long and short term show a significant increase in the understanding and use of digital financial applications, which contributes to better financial management. Although there are obstacles such as limited internet access and changes in habits, development opportunities through regular mentoring and improving internet infrastructure are identified as important steps for the sustainability of the program. Abstrak Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Su’rulangi menghadapi tantangan dalam pengelolaan keuangan yang disebabkan oleh rendahnya literasi keuangan dan minimnya pemanfaatan teknologi. Program pengabdian kepada masyarakat bertujuan untuk meningkatkan literasi keuangan pelaku UMKM melalui pemanfaatan aplikasi pencatatan keuangan gratis. Metode yang dilakukan mulai survei awal; perencanaan dan persiapan pelatihan; pelaksanaan pelatihan; dan evaluasi pelatihan.  Hasil program terdapat jangka panjang dan jangka pendek menunjukkan peningkatan signifikan dalam pemahaman dan penggunaan aplikasi keuangan digital, yang berkontribusi pada pengelolaan keuangan yang lebih baik. Meskipun ada hambatan seperti keterbatasan akses internet dan perubahan kebiasaan, peluang pengembangan melalui pendampingan berkala dan peningkatan infrastruktur internet diidentifikasi sebagai langkah penting untuk keberlanjutan program.

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Journal Info

Abbrev

Sipakatau

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Engineering Social Sciences

Description

The journal publishes research articles on various educational innovations of interest and impact on educational development. The journal publishes articles with interdisciplinary content and cross-cutting dimensions relating to education from various cultural perspectives. The journal covers, but ...