Jurnal Pendidikan Ilmu Sosial
Vol. 35 No. 1 (2025): JURNAL PENDIDIKAN ILMU SOSIAL

CRITICAL REVIEW OF ANALYSIS OF FINANCIAL LITERACY POLICY INTEGRATION IN THE CURRICULUM: A BIBLIOMETRIC APPROACH

Siregar, Yani Sukriah (Unknown)
Ria Arista Asih (Unknown)
Suranto (Unknown)



Article Info

Publish Date
21 Jun 2025

Abstract

This study explores the integration of financial literacy into education curricula, with a particular focus on Indonesia’s Merdeka Curriculum, using a bibliometric review of 316 peer-reviewed articles from the Scopus database (2016–2025). Through bibliometric mapping via VOSviewer, the research identifies five thematic clusters: policy development, behavioral outcomes, student knowledge and attitudes, digital financial literacy, and interdisciplinary education strategies. Key findings reveal a global surge in financial literacy research post-2016, largely driven by policy mandates and the rise of digital finance, with the United States leading in scholarly output. However, research remains heavily concentrated in high-income countries, while regions like Indonesia are underrepresented despite clear policy interest. The study uncovers several implementation barriers in educational settings, including limited teacher training, inadequate resources, and a lack of standardized evaluation metrics. Promising practices—such as project-based learning, the integration of financial literacy into mathematics, and digital tools—have demonstrated improved student engagement and financial behavior. In Indonesia, six core studies suggest a growing awareness of financial education but underscore the need for contextualized curricula and community-based support. The study recommends more inclusive policies, cross-disciplinary collaboration, and longitudinal impact assessments to ensure financial literacy becomes a core competency in global education systems.

Copyrights © 2025






Journal Info

Abbrev

jpis

Publisher

Subject

Education Social Sciences Other

Description

Jurnal Pendidikan Ilmu Sosial publishes scientific articles as a result of research and studies of literature in the field of social science education. Published twice a year in June and December. Managed by Department of Accounting Education, Faculty of Teacher Training and Education, Universitas ...