JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Vol. 2 No. 3 (2025): Mei

PENGARUH CAR, LDR, DAN BOPO TERHADAP RETURN ON ASSETS (ROA) PADA BANK JATIM PERIODE 2019 - 2023

Moh. Sholeh Asnawi (Unknown)
Putri Novita Sari (Unknown)
Reza Agustin (Unknown)
Riska Dwi Anggarini (Unknown)
Rizky Amelia (Unknown)
Siti A’isyah (Unknown)
Siti Nur Indri Munawarah (Unknown)
Tafiyatul Wulandari (Unknown)

Article Info

Publish Date
15 May 2025

Abstract

This study aims to analyze the effect of the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operating Expenses to Operating Income Ratio (BOPO) on Return On Assets (ROA) at Bank Jatim during the period of 2019-2023. This research employs a quantitative method and secondary data obtained from Bank Jatim's financial statements. The results indicate that partially, CAR (0.418), LDR (0.891), and BOPO (0.224) do not have a significant effect on ROA. The F-test also demonstrates that CAR, LDR, and BOPO simultaneously do not significantly affect ROA, with a significance value of 0.080. Therefore, it can be concluded that changes in CAR, LDR, and BOPO do not have a significant impact on changes in ROA at Bank Jatim during the research period.

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Journal Info
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Website

Abbrev

jemba

Publisher

CV Kampus Akademik Publising

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang ...