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All Journal Jurnal Akademik Pengabdian Masyarakat JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Tafiyatul Wulandari
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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PENGARUH CAR, LDR, DAN BOPO TERHADAP RETURN ON ASSETS (ROA) PADA BANK JATIM PERIODE 2019 - 2023 Moh. Sholeh Asnawi; Putri Novita Sari; Reza Agustin; Riska Dwi Anggarini; Rizky Amelia; Siti A’isyah; Siti Nur Indri Munawarah; Tafiyatul Wulandari
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i3.897

Abstract

This study aims to analyze the effect of the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operating Expenses to Operating Income Ratio (BOPO) on Return On Assets (ROA) at Bank Jatim during the period of 2019-2023. This research employs a quantitative method and secondary data obtained from Bank Jatim's financial statements. The results indicate that partially, CAR (0.418), LDR (0.891), and BOPO (0.224) do not have a significant effect on ROA. The F-test also demonstrates that CAR, LDR, and BOPO simultaneously do not significantly affect ROA, with a significance value of 0.080. Therefore, it can be concluded that changes in CAR, LDR, and BOPO do not have a significant impact on changes in ROA at Bank Jatim during the research period.
PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN BERBASIS APLIKASI PADA BUMDES CEMERLANG DI DESA PLEREAN Alfin Nurul Afifah; Anggun Kumala Putri; Rizky Amelia; Tafiyatul Wulandari; Muhammad Nisfar Ramdhani; Arisona Ahmad
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 3 (2025): MEI
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i3.4635

Abstract

This community service activity aims to enhance the financial reporting skills of the management of BUMDes Cemerlang in Plerean Village in accordance with SAK EMKM standards. The issues faced include a lack of understanding of accounting principles and limited use of digital technology. Through an Excel-based application approach, the service team conducted a series of activities including socialization, training, and direct assistance. The application used was tailored to the needs of BUMDes to simplify transaction recording and financial report preparation. The results showed improved understanding and skills among the management in more effective, efficient, and accountable financial management. Final evaluations indicated that the management found the application helpful in minimizing errors and accelerating the financial reporting process.
Co-Authors Alfin Nurul Afifah Anggun Kumala Putri Arisona Ahmad Moh. Sholeh Asnawi Muhammad Nisfar Ramdhani Putri Novita Sari Reza Agustin Riska Dwi Anggarini Rizky Amelia Siti A’isyah Siti Nur Indri Munawarah