Mutanaqishah: Journal of Islamic Banking
Vol. 4 No. 2 (2024): December 2024

Profitability Ratio of Islamic Rural Banks in Banten Region Post Covid-19 Pandemic

Umami, Khairul (Unknown)
Arfaizar, Januariansyah (Unknown)
Priyo Nugroho, Anton (Unknown)
Nurulhuda Madjamang (Unknown)



Article Info

Publish Date
01 Dec 2024

Abstract

This study evaluates the profitability ratios of Sharia Rural Banks (BPR Syariah) in the Banten region after the Covid-19 pandemic. Profitability is a ratio used by authorities to assess a bank's ability to generate income. The Covid-19 pandemic negatively impacted various economic sectors, including banking, which relies heavily on channeling funds to these sectors. This research uses a quantitative descriptive approach and total sampling, involving the entire population of BPR Syariah in the Banten region, with secondary data sourced from the Financial Services Authority (OJK) for the 2023 period. The study’s results show that the profitability levels of eight Sharia Rural Banks in Banten fall into the adequately sufficient category (average rating of 3). Core earnings remain the primary income source, while non-core earnings also play a significant role. Profitability performance supports capital stability and indicates positive prospects for the future.

Copyrights © 2024






Journal Info

Abbrev

mut

Publisher

Subject

Economics, Econometrics & Finance

Description

Mutanaqishah: Journal of Islamic Banking published in online, published by Department of Islamic Banking, Faculty of Islamic Economics and Business, IAIN Sultan Amai Gorontalo. Mutanaqishah contains the results of field research and library research or the results of thoughts about banking and ...