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Inovasi Dan Tantangan Perbankan Syariah Pada Era Digital Di Indonesia Januariansyah Arfaizar; Navirta Ayu; Fitri Riyanto; Yusdani Yusdani; Selamat Muliadi
WADIAH Vol. 7 No. 2 (2023): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v7i2.327

Abstract

Transactions in sharia banking are currently the people's choice because their products are based on sharia with an element of benefit. Currently is the momentum for Islamic banking to fix problems that occur in transactions to gain more public trust and develop the potential possessed by Islamic banking. This study aims to examine transactions in Islamic banking and their problems. By using qualitative research methods and types of literature study research. This study explains that transactions in Islamic banking have 5 rules, namely useful, fair, pleased, honest and pious. This study also found that in sharia banking transactions there were several internal problems in the form of inadequate human resources, sharia economic regulations, unsupportive facilities and infrastructure. Meanwhile, externally, not all people know about Islamic banking and its products.
Re-interpretasi Teks Al-Qur’an dalam Budaya Patriarkhi Telisik Epistemologi Feminis Egaliterianisme Asma Barlas Yusdani Yusdani; Januariansyah Arfaizar
Jurnal Semiotika Quran Vol 2 No 2 (2022): Jurnal Semiotika-Q: Kajian Ilmu al-Quran dan Tafsir
Publisher : Program Magister Ilmu Al-Qur'an dan Tafsir, Fakultas Ushuluddin dan Pemikiran Islam, Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (448.561 KB) | DOI: 10.19109/jsq.v2i2.13955

Abstract

The article below explains that women have succeeded in occupying a number of strategic positions and have been successful both in government and other public positions. This proves that the classical view that women are always left behind in all aspects of men cannot be defended anymore. This information clearly shows that women can compete in various political, social, economic, and other fields. However, until now, there is still the view that women are regarded as second-class citizens, inferior, weak, and emotional. Starting from the problems and views that position women who are creatures of the same class as men. This view is caused by the interpretation bias of the commentators towards religious and cultural texts that have been rooted in society. Therefore, building a cultured society based on the values ​​of justice and equality must begin with a re-interpretation of the text of the Qur'an and Hadis accompanied by maximum socialization efforts to change the negative paradigm of society towards women through a number of government policies to encourage the active role of women.
Efforts to Prevent Juvenile Delinquency from a Juridical and Psychological Perspective at Vocational High Schools (SMK) in Lubuklinggau Alexander, Ongky; Amiruddin, Faizul; Supriadi; Arfaizar, Januariansyah; Anwar, Syaiful
Teumulong: Journal of Community Service Vol. 2 No. 1 (2024): February 2024
Publisher : Institute of Education and Social Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62568/jocs.v2i1.92

Abstract

This study examines efforts to address juvenile delinquency from both a legal and psychological perspective in vocational high schools (SMK) in Lubuklinggau. The study utilizes a qualitative approach, including case studies, surveys, interviews, and document analysis. The research aims to provide a comprehensive understanding of juvenile delinquency and inform the development of appropriate interventions. The findings highlight the importance of collaboration among parents, educational institutions, communities, and child protection agencies in preventing and addressing juvenile delinquency. From a legal perspective, the research emphasizes the need for a rehabilitative approach that considers adolescents' age, development, and capacity. From a psychological perspective, the study underscores the significance of understanding emotional development and identity exploration in teenagers and implementing preventive and intervention strategies. The research concludes that a comprehensive approach, integrating legal and psychological perspectives, is necessary to tackle juvenile delinquency in vocational high schools in Lubuklinggau effectively.
Factors Impacting Students’ Decision to Enroll in UII’S Doctoral Program in Islamic Law: An Analysis Qotadah, Hudzaifah Achmad; Mu'allim, Amir; Budiwati, Anisah; Yusdani, Yusdani; Ahmad, Muchsin; Arfaizar, Januariansyah
At-Tarbawi: Jurnal Pendidikan, Sosial dan Kebudayaan Vol 10 No 2 (2023): At-Tarbawi: Jurnal Pendidikan, Sosial dan Kebudayaan
Publisher : the Faculty of Education and Teacher Training of the Institut Agama Islam Negeri (IAIN) Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/tarbawi.v10i2.6795

Abstract

This research aims to determine students' preferences when pursuing a doctorate in Islamic law studies at the Indonesian Islamic University (UII). The participants in this research were Islamic law students enrolled in the doctoral program (HI-PD) at the Indonesian Islamic University in Yogyakarta between 2019 and 2022. Interviews were used to gather information in this qualitative study, and 39 students from HI-PD UII participated as research informants. According to the research findings, students' preferences in selecting the HI-PD study program can be categorized according to a number of different factors, including costs, facilities, human resources, reference groups, and recommendations.
Aksiologi Pendidikan Islam ILHAM AKBAR; MAHMUD ARIF; JANUARIANSYAH ARFAIZAR
Raudhah - Proud To Be Professional مجلد 6 عدد 1 (2021): Raudhah Proud To Be Professionals: Jurnal Tarbiyah Islamiyah - Juni 2021
Publisher : Sekolah Tinggi Agama Islam Raudhatul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48094/raudhah.v6i1.107

Abstract

Islamic teachings are a set of value systems which are Islamic life guidelines in accordance with the commands and guidance of Allah SWT. With this, Islamic education is certainly an activity that directs a person's development intentionally and in line with Islamic values. It is certainly interesting for the author to examine the Axiology of Islamic Education. The research method in this discussion is library research. The results of the study show that the axiology of Islamic education is related to the goals, targets, and values ​​to be achieved in Islamic education. Values ​​based on their nature are divided into immanent and subjective, universal and objective, absolute and relative. The values ​​of Islamic education are the characteristics or things inherent in Islamic education that are used as a human basis to achieve the goal of human life, namely to serve Allah SWT. The values ​​of Islamic education contained include the value of worship, the value of ihsan, the value of the future, the value of mercy, the value of trust and the value of da'wah.
IMPLEMENTASI PEMBELAJARAN SAINS DAN PENDIDIKAN AGAMA ISLAM MELALUI METODE KARYA WISATA DALAM MEMAKSIMALKAN KECERDASAN NATURALIS ANAK USIA DINI DI TK ZAVIRA ILHAM AKBAR; NUR ZAYTUN HASANAH; IKA NUR LATIFAH; INTAN ROUDHOTUS SYARIFAH; BURHAN NUDIN; JANUARIANSYAH ARFAIZAR
Raudhah - Proud To Be Professional مجلد 6 عدد 1 (2021): Raudhah Proud To Be Professionals: Jurnal Tarbiyah Islamiyah - Juni 2021
Publisher : Sekolah Tinggi Agama Islam Raudhatul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48094/raudhah.v6i1.108

Abstract

Early childhood education is the most important period to form character values. To make it happen, it is necessary to learn using the right method. The field trip method is learning that is done outside of school, where children observe animals, plants, and observe directly and are given the cultivation of Islamic educational values, so that children can understand that everything that is behind the universe there is a Creator, namely Allah SWT. The purpose of this study was to describe the combination of the implementation of science learning and Islamic religious education through the field trip method in order to improve children's naturalist intelligence. The research method used is a qualitative method. Through this research, it was found that the implementation of science learning and Islamic religious education through the field trip method would appear in the thinking process, because children are taught to examine and pay close attention to the universe in order to find Sunnatullah. The procedure for implementing the implementation of science learning and Islamic religious education through the field trip method is through the following stages; first, planning stage, second, learning process, third, learning evaluation. Thus, the combination of implementation in science learning is done by introducing objects, observing objects, so that children can implement them in real life. Learning combined with this field trip method can increase naturalist intelligence so that children become sensitive to the environment and learn to be responsible for the environment and nature and can shape children's character as Khalifatullah fil al-ard.
Mitigating Gharar in Sharia Capital Market Volatility: Governance, Regulation, and Technology: Mitigasi Gharar dalam Volatilitas Pasar Modal Syariah: Tata Kelola, Regulasi, dan Teknologi Muhammadi, Ali Akbar Ruhullah; Gustanto, Edo Segara; Arfaizar, Januariansyah; Muhammadi, Ali Asghar Fadlullah
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 16 No. 1 (2024): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/yxqd6f17

Abstract

Abstract: In Islamic economics, gharar refers to uncertainty or ambiguity in transactions, which is prohibited because it can harm investors and undermine market stability. This study analyzes the characteristics of gharar and the impact of market volatility on Sharia-compliant issuers in Islamic capital markets. Employing a mixed juridical-empirical-normative approach, this study assesses relevant regulatory frameworks designed to mitigate gharar, including the Indonesian Ulama Council (MUI) Fatwa No. 80/2011 and the Financial Services Authority (OJK) Regulation No. 15/POJK.04/2015. The empirical component involves the collection and analysis of market data, while the normative dimension explores Sharia principles to formulate risk mitigation strategies. The research reveals that speculative activities, which are common in capital markets, exacerbate gharar by triggering irrational price movements and increased volatility. Such conditions obscure the intrinsic value of stocks and increase uncertainty in investment decision-making among Sharia-compliant investors. The findings underscore the need for stricter regulatory measures to curb speculative behavior, such as restricting margin trading and prohibiting short selling, alongside strengthening corporate governance and transparency among Sharia-compliant issuers. The study’s scope is limited by its focus on Indonesia’s Islamic capital market; therefore, future research should incorporate comparative analyses of international Sharia markets and investigate the potential role of financial technology (fintech) in enhancing transparency, accountability, and efficiency within Islamic capital markets. Abstrak: Gharar dalam ekonomi Islam merujuk pada ketidakpastian atau ambiguitas dalam transaksi yang dilarang karena berpotensi merugikan investor dan mengganggu stabilitas pasar. Penelitian ini menganalisis karakteristik gharar serta dampak volatilitas pasar terhadap emiten yang berprinsip syariah di pasar modal Islam. Dengan menggunakan pendekatan campuran yuridis-empiris-normatif, penelitian ini menilai kerangka regulasi yang relevan dalam upaya memitigasi gharar, termasuk Fatwa Majelis Ulama Indonesia (MUI) No. 80/2011 dan Peraturan Otoritas Jasa Keuangan (OJK) No. 15/POJK.04/2015. Komponen empiris penelitian ini mencakup pengumpulan dan analisis data pasar, sedangkan dimensi normatifnya menelaah prinsip-prinsip syariah untuk merumuskan strategi mitigasi risiko. Hasil penelitian menunjukkan bahwa aktivitas spekulatif yang lazim terjadi di pasar modal memperparah gharar dengan memicu pergerakan harga yang tidak rasional serta meningkatkan volatilitas. Kondisi tersebut mengaburkan nilai intrinsik saham dan menambah ketidakpastian dalam pengambilan keputusan investasi bagi investor yang mematuhi prinsip syariah. Temuan ini menegaskan perlunya penguatan regulasi guna menekan perilaku spekulatif, antara lain dengan membatasi perdagangan margin dan melarang short selling, disertai peningkatan tata kelola perusahaan dan transparansi di antara emiten syariah. Ruang lingkup penelitian ini terbatas pada pasar modal syariah di Indonesia, sehingga penelitian selanjutnya disarankan untuk memasukkan analisis komparatif terhadap pasar syariah internasional serta mengkaji potensi peran teknologi finansial (fintech) dalam meningkatkan transparansi, akuntabilitas, dan efisiensi di pasar modal Islam.
KONSTRUKSI HUKUM ISLAM TENTANG PENGANGKATAN ANAK DAN IMPLIKASI SOSIALNYA Yusdani; Januariansyah Arfaizar
EDUCATE : Journal of Education and Culture Vol. 3 No. 01: Januari 2025
Publisher : Rumah Riset Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61493/educate.v3i01.156

Abstract

Pengangkatan anak merupakan praktik yang telah dikenal di berbagai budaya dan sistem hukum, termasuk dalam Islam. Studi ini bertujuan untuk menganalisis konstruksi hukum Islam tentang pengangkatan anak (adopsi) serta mengidentifikasi implikasi sosial yang timbul darinya. Dalam perspektif hukum Islam, pengangkatan anak diperbolehkan dengan syarat-syarat tertentu, seperti menjaga garis nasab, nama keluarga, dan hak waris anak angkat. Prinsip utama yang ditekankan adalah perlindungan terhadap hak-hak anak tanpa melanggar aturan syariat. Implikasi sosial dari pengangkatan anak dalam masyarakat Muslim meliputi tantangan dalam menjaga identitas anak angkat, seperti aspek psikologis, sosial, dan hukum. Selain itu, praktik ini dapat memberikan dampak positif terhadap kesejahteraan anak yatim atau terlantar, dengan memastikan hak mereka atas pengasuhan dan perlindungan terpenuhi. Namun, sering kali terjadi miskonsepsi di masyarakat, seperti menyamakan anak angkat dengan anak kandung dalam hal warisan, yang berpotensi menimbulkan konflik hukum dan sosial. Penelitian ini menegaskan pentingnya kesadaran masyarakat terhadap hukum Islam dalam pengangkatan anak, agar praktik ini dapat dilaksanakan secara syar’i serta memberikan manfaat sosial yang optimal. Dengan pendekatan yang sesuai, pengangkatan anak dapat menjadi solusi humanis yang tetap selaras dengan nilai-nilai Islam.
TINJAUAN YURIDIS TERHADAP PUTUSAN PENGADILAN No.: 306/Pdt.G/2019/PA/Yk TENTANG PEMBATALAN PERNIKAHAN KARENA EJAKULASI DINI Kharis Mudakir; Arfaizar, Januariansyah; Yusdani, Yusdani; M. Misbahul Mujib
al-Mawarid Jurnal Syariah dan Hukum (JSYH) Vol. 4 No. 1 (2022): al-Mawarid Jurnal Syariah dan Hukum (JSYH)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/mawarid.vol4.iss1.art5

Abstract

The case decided number: 306/Pdt.G/2019/PA/Yk, is one of the cases of annulment of marriage which is in the Jurisdiction of the Yogyakarta Religious Court. This marriage dispute is based on the fact that the Petitioner (wife) postulates that her husband (the respondent) has premature ejaculation, and the Petitioner feels cheated by her husband's condition, who considers her husband to be a male in general, so the author tries to seek the judge's consideration on the decision, and how should the case be filed. The method used in this research is qualitative with a juridical normative approach. The results of this study found that the judge's consideration was that there was a disgrace to the husband so that it was confirmed by the analogy of khiyar buying and selling, so it can be understood that the reason for the cancellation of the marriage was based on article 72 paragraph (2) and (3) compilation of Islamic law, and according to the author of the case it can also be filed in a divorce lawsuit and in accordance with article 39 paragraph (2) letter e of the Law of the Republic of Indonesia Number 1 of 1974 concerning the marriage of Jo. Article 19 letter (e) of government regulation Number 9 of 1975 jo. Article 116 letter (e) Compilation of Islamic law. Therefore, the actual concept of annulment of marriage regarding the occurrence of misunderstandings needs explanation and interpretation, so that there are no misunderstandings for both judges and society in general. Perkara yang diputus No.: 306/Pdt.G/2019/PA/Yk, adalah salah satu perkara pembatalan perkawinan yang berada di wilayah Yurisdiksi pengadilan agama Yogyakarta. pembatalan perkawinan ini didasari bahwa Pemohon (isteri) itu mendalilkan bahwa suaminya (termohon) memiliki penyakit ejakulasi dini, dan Pemohon merasa ditipu oleh keadaan suaminya, yang menganggap suaminya adalah laki-laki pada umumnya, sehingga penulis mencoba mencari pertimbangan hakim atas putusan tersebut, dan bagaimana sebaiknya perkara tersebut diajukan. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan pendekatan normatif yurisdis. Hasil penelitian ini ditemukan bahwa pertimbangann hakim adalah terdapat aib pada diri suami sehingga diqiyaskan dengan analogi khiyar jual beli, sehingga bisa dimaklumi alasan pembatalan perkawinan tersebut didasarkan pada pasal 72 ayat (2) dan (3) kompilasi hukum islam, dan menurut penulis perkara tersebut juga bisa diajukan dalam gugatan perceraian dan sesuai dengan pasal 39 ayat (2) huruf e UU Republik Indonesia No. 1 tahun 1974 tentang perkawinan Jo. Pasal 19 huruf (e) peraturan pemerintah No. 9 tahun 1975 jo. pasal 116 huruf (e) Kompilasi hukum Islam. Oleh karena itu, sebenarnya konsep pembatalan perkawinan mengenai terjadinya salah sangka itu perlu penjelasan dan penafsiran, supaya tidak terjadi kesalahpahaman baik bagi hakim, ataupun masyarakat pada umumnya.
GENDER DALAM SUDUT PANDANG ANTROPOLOGI DAN ISLAM: Analisis Cerai Gugat Pada Tenaga Migran di Pengadilan Agama Trenggalek Arfaizar, Januariansyah; HAK, Nurmala; Yusdani, Yusdani; Chasanah, Latifatul
al-Mawarid Jurnal Syariah dan Hukum (JSYH) Vol. 5 No. 2 (2023): al-Mawarid Jurnal Syariah dan Hukum (JSYH)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/mawarid.vol5.iss2.art1

Abstract

Gender studies have always been used as a basic reference and have had a significant influence on the social sciences, both in general and specific terms. This basic reference is evident when examining the working relations between men and women, in various societal structures in different cultures. Therefore, the division of responsibilities between men and women is determined not only socially but also culturally, and, more importantly according to sociologists and anthropologists, not according to God's nature and will. This study uses a qualitative research method, the approach used is theology and anthropology. Misunderstanding of the position of men and women in culture must be explained by anthropologists and other social science activists. Where the label of independence in men and the indecision of women is only a label built by culture, especially patriarchal culture. Islam does not distinguish between men and women except for inherent natures such as giving birth and breastfeeding. In addition, Allah only differentiates his people based on their piety. Kajian gender senantiasa menjadikan acuan dasar serta berpengaruh secara signifikan terhadap ilmu-ilmu sosial, baik dalam pengertian umum maupun spesifik. Rujukan dasar tersebut tampak jelas pada saat mengkaji relasi kerja antara laki-laki dan perempuan, dalam berbagai struktur masyarakat dalam kultur yang berbeda. Karenanya, pembagian tanggung jawab antara laki-laki dan perempuan ditetapkan tidak saja secara sosial tetapi juga kultural, dan, lebih penting lagi menurut para sosiolog dan antropolog, bukan atas kodrat dan keinginan Tuhan. Penelitian ini menggunakan metode penelitian kualitatif, pendekatan yang digunakan adalah teologi dan antropologi. Kesalahan pemahaman akan kedudukan laki-laki dan perempuan dalam budaya, harus diuraikakn oleh antropolog dan penggiat ilmu sosial lainya. Dimana label indepensi pada laki-laki serta kebimbangan para perempuan hanya label yang dibangun oleh budaya terutama budaya patriarki. Islam tidak membedakan laki-laki dan perempuan kecuali kodrat yang melekat seperti melahirkan dan menyusui. Selain itu Allah hanya membedakan umatnya berdasarkan ketakwaanya saja.