Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Mutanaqishah: Journal of Islamic Banking
Nurulhuda Madjamang
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Profitability Ratio of Islamic Rural Banks in Banten Region Post Covid-19 Pandemic Umami, Khairul; Arfaizar, Januariansyah; Priyo Nugroho, Anton; Nurulhuda Madjamang
Mutanaqishah: Journal of Islamic Banking Vol. 4 No. 2 (2024): December 2024
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v4i2.1930

Abstract

This study evaluates the profitability ratios of Sharia Rural Banks (BPR Syariah) in the Banten region after the Covid-19 pandemic. Profitability is a ratio used by authorities to assess a bank's ability to generate income. The Covid-19 pandemic negatively impacted various economic sectors, including banking, which relies heavily on channeling funds to these sectors. This research uses a quantitative descriptive approach and total sampling, involving the entire population of BPR Syariah in the Banten region, with secondary data sourced from the Financial Services Authority (OJK) for the 2023 period. The study’s results show that the profitability levels of eight Sharia Rural Banks in Banten fall into the adequately sufficient category (average rating of 3). Core earnings remain the primary income source, while non-core earnings also play a significant role. Profitability performance supports capital stability and indicates positive prospects for the future.
Co-Authors Januariansyah Arfaizar Priyo Nugroho, Anton Umami, Khairul