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All Journal Mutanaqishah: Journal of Islamic Banking Syakhshiyyah Jurnal Hukum Keluarga Islam
Umami, Khairul
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Mengeksplorasi Dampak Kekerasan dalam Rumah Tangga dan Pemerkosaan dalam Perkawinan di Indonesia Puspita, Mega; Umami, Khairul
Syakhsiyah Jurnal Hukum Keluarga Islam Vol 4 No 1 (2024): Syakhshiyyah: Jurnal Hukum Keluarga Islam
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/syakhshiyyah.v4i1.9369

Abstract

Domestic violence (DV) and marital rape are severe issues of ongoing concern in Indonesia. Domestic violence is defined as violence perpetrated by an individual who lives with the victim, while marital rape is an act of forced sexual intercourse by a husband against his wife without her consent. This research aims to explore the impact of domestic violence and marital rape on family integrity in Indonesia. The analysis was conducted through an in-depth literature review and case analysis between 2020 and 2023. The results show that factors such as patriarchal culture, power inequality in the household, lack of proper religious understanding, and socio-economic pressure are the leading causes of this violence. The impacts include physical and psychological harm to victims, the breakdown of family relationships, and a reduced quality of life in the community. This research emphasizes the importance of public education, legal reform, support for victims, and the active role of communities and religious institutions in preventing and addressing domestic violence and marital rape. With a holistic approach, it is hoped that domestic violence can be minimized to create a sakinah, mawaddah, and warahmah family.
Profitability Ratio of Islamic Rural Banks in Banten Region Post Covid-19 Pandemic Umami, Khairul; Arfaizar, Januariansyah; Priyo Nugroho, Anton; Nurulhuda Madjamang
Mutanaqishah: Journal of Islamic Banking Vol. 4 No. 2 (2024): December 2024
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v4i2.1930

Abstract

This study evaluates the profitability ratios of Sharia Rural Banks (BPR Syariah) in the Banten region after the Covid-19 pandemic. Profitability is a ratio used by authorities to assess a bank's ability to generate income. The Covid-19 pandemic negatively impacted various economic sectors, including banking, which relies heavily on channeling funds to these sectors. This research uses a quantitative descriptive approach and total sampling, involving the entire population of BPR Syariah in the Banten region, with secondary data sourced from the Financial Services Authority (OJK) for the 2023 period. The study’s results show that the profitability levels of eight Sharia Rural Banks in Banten fall into the adequately sufficient category (average rating of 3). Core earnings remain the primary income source, while non-core earnings also play a significant role. Profitability performance supports capital stability and indicates positive prospects for the future.
Co-Authors Januariansyah Arfaizar mega puspita Nurulhuda Madjamang Priyo Nugroho, Anton