Kasaba: Jurnal Ekonomi Islam
Vol 15 No 1 (2022): Kasaba: Jurnal Ekonomi Islam

ANALISIS AKAD-AKAD PADA BANK PERTANIAN DI SUDAN DAN POTENSI APLIKASINYA PADA LEMBAGA KEUANGAN SYARIAH DI INDONESIA

ZAID, ZAID (Unknown)
IBDALSYAH, IBDALSYAH (Unknown)
AYUNIYYAH, QURROH (Unknown)



Article Info

Publish Date
17 Sep 2024

Abstract

Indonesia, known for its agriculture, has not fully utilized its natural resources and human capital, leading to a decline in agricultural land and poor welfare for farmers. This has resulted in a lack of interest in farming among the younger generation. Islam offers solutions through contracts like muzaro'ah, musaqah, and salam, which can improve farmers' welfare in Indonesia. A qualitative research study focused on the Agricultural Bank of Sudan, a government-owned bank with over 60 years of experience in agricultural financing. The bank adheres to Sharia principles and offers facilities like storage warehouses and financing options such as murabahah, bai taqsith, mudhorobah, salam, muqowalah, and qardhul hasan to support farmers and the microfinance sector. The bank also requires guarantees from customers and conducts feasibility studies to manage risks associated with agricultural financing. To advance Indonesia's agricultural sector, it is suggested to establish a specialized agricultural financial institution or adopt existing contracts used by agricultural banks globally in Islamic financial institutions. This can help improve farmers' prosperity and make farming a more attractive and sustainable occupation. By implementing these strategies, Indonesia can enhance its agricultural sector and uplift the welfare of farmers who play a crucial role in the country's economy.

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Journal Info

Abbrev

Kasaba

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Social Sciences

Description

Kasaba adalah Jurnal Ekonomi Islam merupakan Jurnal Ekonomi Islam yang diterbitkan oleh Lembaga Penelitian dan Pengabdian Masyarakat dan dikelola oleh Program Studi Magister Ekonomi Syariah Universitas Ibn Khaldun Bogor. Ruang lingkup Kasaba adalah Jurnal Ekonomi Islam meliputi kajian ekonomi ...