An Integrated Perspective : The Impact of Digital Financial Knowledge and Self-Esteem on Financial Behavior in the Lives of College Students

Azaria, Candra
Susilaningsih, Susilaningsih
Sudarno, Sudarno

Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran
Vol. 10 No. 1 (2024): March

This research aims to analyze the impact of digital financial knowledge on college students’ financial behavior, and the involvement of self-esteem as a mediator variable. This study used a quantitative survey method. The sample used was a group of 249 undergraduate students majoring in accounting education at Universitas Sebelas Maret and Universitas Negeri Semarang. A conceptual model, containing hypotheses outlining the impact was constructed and assessed through validity, reliability, frequency statistics and path analysis. The findings indicated a direct and positive correlation of digital financial knowledge on financial behavior. This research contributes fresh perspectives by providing both practical and theoretical insights into the variables employed in the study.