Journal of Sharia Business Management
Vol 4 No 4 (2025): Desember

PERAN AKAD SALAM DALAM MENEKAN RISIKO HARGA DI BANK SYARIAH

Zahir Muhammad Fadhilah Harahap (Unknown)
Miranti Agustina (Unknown)
Try Wahyuni Mawatdah (Unknown)
Muhammad Ikhsan Harahap (Unknown)



Article Info

Publish Date
15 Dec 2025

Abstract

This study aims to analyze the role of Salam contracts as a sharia financing instrument in reducing price risks in the real sector, particularly agriculture and commodities. Through library research and a qualitative approach, this study examines the basic concepts of Salam contracts, their operational mechanisms in Islamic banking, and their effectiveness in providing price certainty and income stability for producers. The results show that Salam contracts can reduce price volatility by setting prices and specifications for goods at the outset of the contract. In addition, the application of parallel salam, production monitoring, and good risk management strengthen the effectiveness of this contract in dealing with market uncertainty. Thus, Salam contracts not only offer a fair Islamic solution, but also have the potential to become a price stabilization instrument that supports the sustainability of the real sector.

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Journal Info

Abbrev

jurnalmanajemenbisnissyariah

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

(INTERNATIONAL, Journal of Sharia Business Management) is dedicated to the development of scientific treasures in the field of Islamic economics and finance. Researchers and academics are given space to contribute to various studies published through this journal. The scope of the study of the ...