Islamic Banking & Economic Law Studies
Vol. 4 No. 2 (2025): Islamic Banking & Economic Law Studies (I-BEST)

PERAN MEDIASI MOBILE BANKING PADA KUALITAS LAYANAN, NILAI, DAN KEPUASAN NASABAH BSI TANGERANG

Alim, Muhammad Nurul (Unknown)
Maulana, Irwan (Unknown)
Suwarno, Rizky (Unknown)



Article Info

Publish Date
31 Dec 2025

Abstract

This study examines the mediating role of mobile banking in the relationship between service quality, customer value, and customer satisfaction at Bank Syariah Indonesia (BSI). Utilizing a quantitative approach with a survey method, the research involved 100 BSI customers in Tangerang City, selected through purposive sampling. Data were analyzed using Structural Equation Modeling (SEM) with Partial Least Squares (PLS-SEM). The findings reveal that both service quality and customer value have a positive and significant impact on mobile banking usage, which subsequently enhances customer satisfaction. Furthermore, service quality and customer value were found to exert a direct and significant influence on satisfaction levels. The results confirm that mobile banking serves as a partial mediator in these relationships. These findings underscore the necessity of optimizing digital service quality and perceived value to strengthen customer satisfaction within the Islamic banking sector.

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Journal Info

Abbrev

I-BEST

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

Description

I-BEST: Islamic Banking & Economic Law Studies is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic Banking and Economic Law Studies. Editors welcome articles and research reports that address current issues such as: sharia economics, sharia ...