Jurnal Pengabdian UNDIKMA
Vol. 7 No. 1 (2026): February

Financial Risk Mitigation for Gayo Coffee Processors : Interventions in Financial Management and Business Legal

Risnafitri, Hafizhah (Unknown)
Yuana, Adella (Unknown)
Octaviana Maliza, Noer (Unknown)
Aliya, Rahma (Unknown)
Murlida, Murlida (Unknown)
Soufyan, Dara Angreka (Unknown)



Article Info

Publish Date
06 Feb 2026

Abstract

This community service program aims to mitigate financial risks faced by Gayo Arabica coffee processors through interventions in financial management capacity building and the strengthening of business legality. The program was implemented using a three-stage approach consisting of socialization, hands-on assistance and practical training, and evaluation. A total of ten members of the partner group participated in the program, with activities focused on identifying operational costs, preparing simple financial statements, and drafting basic sales and purchase contracts. Data were analyzed using a mixed-methods approach, integrating quantitative and qualitative techniques to evaluate the program’s effectiveness. The results, evaluated through pre- and post-test assessments, indicate a significant increase in participants’ capacity. In the financial aspect, a paradigm shift was observed from a lack of cost awareness to improved cost consciousness, with 100% of participants demonstrating an understanding of the importance of financial record-keeping. In terms of business legality, all partners (100%), exceeding the initial target of 60%, were able to draft simple written sales contracts. Overall, the program effectively reduced financial risks by strengthening partners’ bargaining power, providing greater income certainty, and enhancing business professionalism through the application of structured financial management practices and formal legal contracts.

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Journal Info

Abbrev

jpu

Publisher

Subject

Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

Description

The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of community services. JPU, particularly focuses on the main problems in the development of the sciences of community services areas as follows: Education ...