Movere Journal
Vol. 8 No. 1 (2026)

Peran Inklusi Keuangan dalam Meningkatkan Keberlanjutan UMKM Sektor Makanan di Kota Makassar

Abbas, Muliati (Unknown)
Yasin, Nurfatwa Andriani (Unknown)
Andi Nur Insan (Unknown)



Article Info

Publish Date
30 Jan 2026

Abstract

This study aims to analyze the role of financial inclusion in enhancing the sustainability of food-sector MSMEs in Makassar City. The research adopts a quantitative approach with an explanatory design. Primary data were collected through a survey of 100 food-sector MSME owners selected using purposive sampling. Data analysis was conducted using Pearson correlation analysis to identify the strength of the relationships between the dimensions of financial inclusion and MSME sustainability. The results indicate that digital finance has a positive, strong, and significant relationship with MSME sustainability (r = 0.793; p < 0.01). In contrast, financial services, the use of financial products, as well as the quality and affordability of financial services show weak and insignificant relationships with MSME sustainability. These findings suggest that the utilization of digital financial services plays a more substantial role in supporting MSME sustainability than mere access to conventional financial services.

Copyrights © 2026






Journal Info

Abbrev

MV

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Movere Journal merupakan jurnal ilmiah yang diterbitkan Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar, terbit perdana sejak tahun 2019 Movere Journal memuat artikel berupa hasil-hasil penelitian (original research article) dan Jurnal Movere merupakan jurnal yang diterbitkan dua ...