Edunesia : jurnal Ilmiah Pendidikan
Vol. 7 No. 2 (2026)

The Influence of Financial Literacy on Students' Consumptive Behavior

Oktasari, Nadira (Unknown)
Sitorus, Onny Fitriana (Unknown)
Utami, Novelia (Unknown)



Article Info

Publish Date
28 Feb 2026

Abstract

This study aims to determine the extent to which financial literacy influences the consumer behaviour of senior high school students in Pondok Gede District, Bekasi City. The research was conducted at State Senior High School 5 and State Senior High School 21 in Bekasi, with a sample of 96 students selected through proportional stratified random sampling. Data were collected using questionnaires and analyzed with statistical tests. The findings show that financial literacy has a positive and significant effect on students' consumer behaviour, suggesting that students with greater financial literacy tend to make more rational and responsible consumption decisions. This result highlights the importance of strengthening financial education among adolescents, particularly in school settings, as a preventive measure against excessive consumerism. In practice, the study suggests that integrating financial literacy programs into the school curriculum can equip students with the skills to manage their finances wisely and avoid wasteful spending habits.

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Journal Info

Abbrev

edu

Publisher

Subject

Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Description

As an National or international, multi-disciplinary, the scope of this journal is in education which provides a platform for the publication of the most advanced scientific researches in the areas of education, learning, development, instruction and teaching. The journal welcomes original empirical ...