Kontigensi: Jurnal Ilmiah Manajemen
Vol 13 No 2 (2025): Kontigensi: Jurnal Ilmiah Manajemen

The Influence Of Perceived Usefulness, Ease Of Use, And Risk On The Interest In Using Qris Services With Attitude Toward Using As An Intervening Variable

Ade Syafitri (Universitas Islam Negeri Sumatera Utara, Indonesia)
Marliyah Marliyah (Universitas Islam Negeri Sumatera Utara, Indonesia)
Tuti Anggraini (Universitas Islam Negeri Sumatera Utara, Indonesia)



Article Info

Publish Date
05 Feb 2026

Abstract

This study aims to determine the influence of the perception of usefulness, ease of use and risk on interest in using qris services with attitude toward using as an intervening variable. This study is quantitative research using the SPSS Statistics program with a sample of 98 respondents using QRIS services. The data analysis technique used is multiple linear regression. By using probability sampling techniques. The results of this study show that the perception of usefulness has an effect on interest in using QRIS services, the perception of ease of use has a positive and significant effect, while the perception of risk does not have a significant effect on interest in using QRIS services. The perception of usefulness does not have a significant effect on attitude toward using, the perception of ease of use has a negative effect, the perception of risk has a negative effect while interest in using QRIS services has a positive effect on attitude toward using. Based on the path analysis, the attitude toward using variable cannot be used as an intervening variable between the perception of the usefulness of ease of use and the risk to interest in using QRIS services and attitude toward using can be used as an intervening variable for the variable interest in using QRIS services. Keywords: Usefulness; Ease; Risk; QRIS; Interest; Attitude Toward Using

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Journal Info

Abbrev

JIMK

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

Description

The scope of Kontigensi: Jurnal Ilmiah Manajemen journal covering the field Business and Management. Topic related to these fields can be Business and Management, entrepreneurship, finance, and financial services, human resource management, marketing, industrial relations, insurance, intellectual ...