Proceeding of International Conference on Humanity Education and Society
Vol. 5 No. 1 (2026): The 5th International Conference on Humanity Education and Society (ICHES)

OPTIMALISASI STRATEGI PEMASARAN BMT UGT CABANG KALIBARU DALAM MENINGKATKAN MINAT MENABUNG ANGGOTA

Ahmad Baihaqi (Unknown)
Indana Almas Azhar (Unknown)



Article Info

Publish Date
04 May 2026

Abstract

The development of the Islamic economy in Indonesia has not been fully followed by optimal interest in saving in Islamic savings products, particularly due to limited financial literacy and the effectiveness of marketing strategies. This study aims to analyze the implementation of the marketing strategy of BMT UGT Kalibaru Branch and the social, cultural, and economic factors that influence members' interest in saving. The study used a descriptive qualitative approach to gain an in-depth understanding of marketing practices and members' perceptions of Islamic savings. The results show that members' interest in saving is positively influenced by trust in Islamic principles, a personalized marketing approach, and Islamic financial education, but is not optimal due to limited literacy, marketing resources, and limited use of digital marketing. Optimizing marketing strategies and strengthening Islamic financial education that is adaptive to the community's socio-religious characteristics has been proven to increase members' trust, loyalty, and interest in saving, despite still facing challenges such as limited resources and competition with other financial institutions.

Copyrights © 2026






Journal Info

Abbrev

ojs

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Proceedings of International Conference on Humanity Education and Society (ICHES) is an open-access-based Proceedings that contributes to improving knowledge in the fields of Islam and education. The Proceedings of International Conference on Humanity Education and Social is published by the Forum ...