Jurnal Pengabdian Kompetitif
Vol. 5 No. 1 (2026): Jurnal Pengabdian Kompetitif (JPK)

PEMBERDAYAAN MASYARAKAT MELALUI PROGRAM LITERASI KEUANGAN EDUKASI INVESTASI SYARIAH BERSAMA PEGADAIAN SYARIAH DI PEKANBARU

Teuku Reza Kurniawan (Sekolah Tinggi Ilmu Ekonomi Riau, Pekanbaru, Indonesia)
Yulia Harwina (STIE Riau)
Diana Sri Dewi (STIE Riau)
Nova Syafrina (STIE Riau)
Eka Putra (STIE Riau)
Siti Rofidah (STIE Riau)
Abdul Aziz (STIE Riau)
Jenita Jenita (Universitas Islam Negeri (UIN) Sultan Syarif Qasim, Pekanbaru)



Article Info

Publish Date
29 May 2026

Abstract

This Community Service Program (CSP) aims to enhance Islamic financial literacy and investment competencies through an experiential learning approach. The program was implemented through a collaborative partnership between STIE Riau and Pegadaian Syariah involving participants from the community and academic environment. The implementation methods included educational sessions, product socialization, hands-on practice using the Pegadaian Syariah digital application, and interactive discussions on Islamic investment products, particularly Gold Savings and Sharia Rahn contracts. Program evaluation was conducted through participatory observation, assessment of conceptual understanding, and measurement of participants’ practical skills. The results indicate a high level of participant engagement, a significant improvement in digital application usage competence, and a strong understanding of Sharia-compliant investment mechanisms. In addition, participants demonstrated high interest and enthusiasm toward the learning materials delivered. These findings suggest that the experiential learning-based approach and campus–industry collaboration are effective in strengthening Islamic financial literacy and reshaping public perceptions of Pegadaian Syariah as an inclusive and modern Islamic investment platform. This program can serve as a replicable model for community-based Islamic financial education initiatives.

Copyrights © 2026






Journal Info

Abbrev

pengabdian_kompetif

Publisher

Subject

Social Sciences

Description

Jurnal Pengabdian Kompetitif (ISSN Online: 2830-0661) diterbitkan oleh Komunitas Manajemen Kompetitif. Jurnal ini terbit dua kali setahun pada bulan Mei dan Nopember. Jurnal ini berisi artikel-artikel seperti karya ilmiah (riset dan non-penelitian), studi analitis, aplikasi teoritis dan ulasan ...