Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP)
Vol. 6 No. 6 (2026)

THE ROLE OF BANKING CREDIT IN PROMOTING GROSS DOMESTIC PRODUCT GROWTH IN IRAQ DURING THE PERIOD (2004–2022)

Sami Kamil Abd (University of Wasit)



Article Info

Publish Date
29 Jun 2026

Abstract

The research was mainly based on clarifying the concept of bank credit and gross domestic product and investigating the direction of the relationship between them based on annual data for the period 2004-2022, Analyzing the total bank credit, both contractual and monetary, and knowing the extent of its impact on economic growth (gross domestic product, What confirms this is the development of economic plans and permanent reforms adopted by countries in order to ensure the development of the total bank credit provided and achieve its positive effects on the macroeconomic variables in general and the gross domestic product in particular. The problem of this research revolves around the following two main questions: Are the variables of the total bank credit (contractual and monetary) The research reached several results, the most important of which is the direct relationship between the total bank credit granted and the gross domestic product during the research period, in addition to the increase in the gross domestic product during the research period regardless of the economic, political and social conditions and its great connection to the export of crude oil, Among the most important proposals presented by the study is the need for economic decision makers in the country to pay attention, focus on, and monitor the development of the volume of contractual bank credit, as well as work to achieve security, political, and social stability. The Central Bank of Iraq must enact laws that direct bank credit toward productive economic sectors and the growth they achieve in the gross domestic product.

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Journal Info

Abbrev

fe

Publisher

Subject

Economics, Econometrics & Finance Education Other

Description

Jurnal Ekonomi Bisnis dan Pendidikan (JEBP) is a scientific journal in the business, economy, and education fields. This journal focuses on theoretical and empirical studies in the field of economy, business, and education. It welcomes research in the areas of economic development, economic ...