Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Vol. 17 No. 02 (2025): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah

Determinasi Pengetahuan Masyarakat tentang Produk Bank Syariah: Akses Informasi, Pendidikan, Pengalaman, dan Sosialisasi

Elex Sarmigi (Institut Agama Islam Negeri Kerinci)
Endah Sri Wahyuni (Institut Agama Islam Negeri Kerinci)
Bustami Bustami (Institut Agama Islam Negeri Kerinci)
Azhar Azhar (Institut Agama Islam Negeri Kerinci)
Samsul Bahry Harahap (Institut Agama Islam Negeri Kerinci)
Eva Sumanti (Institut Agama Islam Negeri Kerinci)



Article Info

Publish Date
19 Jun 2026

Abstract

This study aims to analyze the influence of education, access to information, experience, and Islamic banking socialization on the level of public knowledge regarding Islamic banking products. The study employed a quantitative approach using a survey design. Data were collected through Likert-scale questionnaires distributed to 264 respondents in Sawahan Koto Majidin Village selected through a sampling technique. Data analysis was conducted using multiple linear regression, including partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²). The findings reveal that, partially, education, access to information, and experience do not have a significant effect on the public’s level of knowledge regarding Islamic banking products. In contrast, Islamic banking socialization has a positive and significant effect. Simultaneously, all independent variables significantly influence the level of public knowledge. These findings indicate that improving public literacy regarding Islamic banking products is more effectively achieved through intensive and sustainable socialization and educational programs. This study highlights the importance of integrated educational strategies in strengthening public Islamic financial literacy.

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Journal Info

Abbrev

altasyree

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah receive original manuscripts in the field of Islamic Economics, including research reports, case reports, application of theory, critical studies, and literature reviews. The spread of Islamic Economics includes (but is not limited to): 1. ...