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PENGARUH PERTUMBUHAN PENJUALAN, PERTUMBUHAN PERUSAHAAN, DAN UKURAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN Elex Sarmigi; Eva Sumanti; Azhar Azhar
Jurnal Ilmiah Manajemen & Bisnis Vol 7 No 1 (2022)
Publisher : Universitas Pendidikan Nasional

Penelitian ini dilakukan untuk menguji apakah service quality dan relationship marketing memiliki pengaruh yang nyata terhadap minat masyarakat menjadi nasabah. Penelitian ini dilakukan pada nasabah PT. Pegadaian UPC Kota Sungai Penuh. Penelitian ini merupakan penelitian kausalitas dengan populasi berjumlah 1.116 orang dan jumlah sampel 92 orang. Analisis data dilakukan dengan analisis regresi linear berganda, uji t, dan uji F. Hasil penelitian ini membuktikan bahwa terdapat pengaruh yang positif dan nyata dari service quality dan relationship marketing terhadap minat masyarakat menjadi nasabah PT. Pegadaian UPC Kota Sungai Penuh baik secara parsial maupun simultan.

PENGARUH PERTUMBUHAN PENJUALAN, PERTUMBUHAN PERUSAHAAN, DAN UKURAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN Elex Sarmigi; Eva Sumanti; Azhar Azhar
Jurnal Ilmiah Manajemen & Bisnis Vol 7 No 1 (2022)
Publisher : Universitas Pendidikan Nasional

Penelitian ini dilakukan untuk menguji apakah service quality dan relationship marketing memiliki pengaruh yang nyata terhadap minat masyarakat menjadi nasabah. Penelitian ini dilakukan pada nasabah PT. Pegadaian UPC Kota Sungai Penuh. Penelitian ini merupakan penelitian kausalitas dengan populasi berjumlah 1.116 orang dan jumlah sampel 92 orang. Analisis data dilakukan dengan analisis regresi linear berganda, uji t, dan uji F. Hasil penelitian ini membuktikan bahwa terdapat pengaruh yang positif dan nyata dari service quality dan relationship marketing terhadap minat masyarakat menjadi nasabah PT. Pegadaian UPC Kota Sungai Penuh baik secara parsial maupun simultan.

ANALISIS KOMPARASI PROFITABILITAS PT. BANK RAKYAT INDONESIA SYARIAH, TBK SEBELUM DAN SELAMA MASA PANDEMI COVID-19 Eva Sumanti; Faisal Amri; Elex Sarmigi
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i2.1518

This study aims to analyze the financial perfomace of one of the islamic banks in Indonesia based on the profitability ratios before and during the covid-19 pandemic. As for the object in this study, namely PT. Bank Rakyat Indonesia Syariah Tbk. In this study the authors manage all aspects of the research contained in the profitability ratios including return on asset, return on equity, operating costs, net profit margi and gross profit margin with the hope that the final result of the research can find out whether there is a profitability comparasion at PT. Bank Rakyat Indonesia Syariah before and during covid-19 or there is no comparasion of profitability at PT. Bank Rakyat Indonesia Syariah before and during covid-19. As for this type of research is a type of comparative descriptive research with a quantitative approach. The data contained in this study is non-parametric data with the Wilxocon test analysis technique using SPSS. With the results of the study there is a comparasion of profitability at PT. Bank Rakyat Indonesia Syariah Tbk, before and during covid-19 on the ratio return on asset while in other research aspects such as retun on equity, operating costs,net profit margin and gross profit margin there is no comparasion of profitability at PT. Bank Rakyat Indonesia Syariah Tbk,before and during covid-19.

Determinasi Pengetahuan Masyarakat tentang Produk Bank Syariah: Akses Informasi, Pendidikan, Pengalaman, dan Sosialisasi Elex Sarmigi; Endah Sri Wahyuni; Bustami Bustami; Azhar Azhar; Samsul Bahry Harahap; Eva Sumanti
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 17 No. 02 (2025): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah dan Hukum, Universitas PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/q8fzgf22

This study aims to analyze the influence of education, access to information, experience, and Islamic banking socialization on the level of public knowledge regarding Islamic banking products. The study employed a quantitative approach using a survey design. Data were collected through Likert-scale questionnaires distributed to 264 respondents in Sawahan Koto Majidin Village selected through a sampling technique. Data analysis was conducted using multiple linear regression, including partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²). The findings reveal that, partially, education, access to information, and experience do not have a significant effect on the public’s level of knowledge regarding Islamic banking products. In contrast, Islamic banking socialization has a positive and significant effect. Simultaneously, all independent variables significantly influence the level of public knowledge. These findings indicate that improving public literacy regarding Islamic banking products is more effectively achieved through intensive and sustainable socialization and educational programs. This study highlights the importance of integrated educational strategies in strengthening public Islamic financial literacy.

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