Jurnal Riset dan Pengabdian Interdisipliner


Integrasi QRIS dan Pencatatan Digital: Efektivitas Pengelolaan Keuangan UMKM Primavera Catering

Hasya Ramaniya Yumna (Program Studi Akuntansi, Fakultas Ekonomi, Universitas Mercu Buana Yogyakarta)
Ratri Paramitalaksmi (Program Studi Akuntansi, Fakultas Ekonomi, Universitas Mercu Buana Yogyakarta)



Article Info

Publish Date
03 Jul 2026

Abstract

Micro, small, and medium enterprises (MSMEs) in Indonesia continue to rely on cash and manual bookkeeping, exposing them to recording errors, transaction inefficiency, and weak cash-flow monitoring. This community service activity aimed to strengthen the financial management effectiveness of Primavera Catering, a home-based catering MSME in Yogyakarta, by integrating the Quick Response Code Indonesian Standard (QRIS) as a digital payment channel with the Buku Kas digital bookkeeping application. The intervention followed a participatory assistance approach comprising field observation, in-depth interviews, problem identification, solution design, hands-on mentoring, and evaluation. The results indicate that QRIS implementation shortened transaction time, broadened payment options, and improved payment traceability, while structured digital bookkeeping enabled the owner to record, classify, and monitor cash inflows and outflows more accurately; during the observation period the business recorded cash inflows of Rp18,311,000 and outflows of Rp11,083,500, yielding a closing balance of Rp7,227,500. The dual intervention improved recording accuracy, financial transparency, and the owner's digital financial literacy, supporting more informed and sustainable business decisions. The findings suggest that integrating digital payment and digital bookkeeping is a low-cost, replicable strategy for accelerating MSME financial digitalization.

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Journal Info

Abbrev

jrpi

Publisher

Subject

Humanities Education Environmental Science Social Sciences Other

Description

Jurnal Riset dan Pengabdian Interdisipliner (JRPI, E-ISSN: 3064-6111) is a peer-reviewed journal published by Department of Earth Science and Technology, Universitas Negeri Gorontalo. JRPI provides open access to the principle that research published in this journal is freely available to the public ...