The Indonesia Smart Card (KIP) for College Program is a government policy designed to help students from low-income families access higher education. This program provides tuition and living expenses assistance to alleviate economic barriers. Studies have shown that the KIP for College has had a positive impact on increasing educational access, reducing economic burdens, and improving student motivation and academic achievement. However, its implementation still faces challenges such as inaccurate recipient targeting, delayed disbursement of funds, and lack of oversight. Overall, the KIP for College is considered effective in supporting the continuity of student studies. Therefore, improved data verification, transparency, and oversight are needed to optimize the program's operation.
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