Jurnal Al-Wasith : Jurnal Studi Hukum Islam
Vol. 11 No. 1 (2026): Jurnal Al-Wasith: Jurnal Studi Hukum Islam

DISRUPSI FINANSIAL DIGITAL DAN KETAHANAN KELUARGA: REKONSTRUKSI HUKUM KELUARGA ISLAM TERHADAP PINJAMAN ONLINE BERBASIS MAQASHID SYARI’AH

Wirna (Unknown)
Akbarizan (Unknown)



Article Info

Publish Date
30 Jun 2026

Abstract

This article aims to analyze the impact of online lending on family resilience from the perspective of the maqashid al-shari’ah and to formulate a reconstruction of Islamic family law that is responsive to digital financial disruption. This study employs a qualitative approach with a normative analysis through a literature review of Islamic legal texts, fintech regulations, and relevant scholarly works. The findings indicate that interest-based online lending practices have the potential to undermine the protection of wealth (hifzh al-maal), life (hifzh al-nafs), intellect (hifzh al-‘aql), and lineage (hifzh al-nasl), as they can trigger debt traps, psychological stress, domestic conflicts, and disruptions in meeting children’s needs. Therefore, a reconstruction of Islamic family law is necessary through the reinterpretation of maintenance and family protection, the integration of maqashid al-shari’ah into fintech regulations, and the strengthening of Islamic digital literacy and sharia-compliant financing alternatives.

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Journal Info

Abbrev

wst

Publisher

Subject

Education Other

Description

Jurnal Al-Wasith: Jurnal Studi Hukum Islam dengan nomor terdaftar ISSN 2541-3376 (online), ISSN 2541-3368 (cetak) adalah jurnal yang berisi artikel tentang hukum islam yang dilakukan oleh dosen, peneliti dan yang berhubungan dengan pelaksanaan Tridarma Perguruan Tinggi. Jurnal Al-Wasith: Jurnal ...