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All Journal Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Al-Wasith : Jurnal Studi Hukum Islam
Wirna
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Economics, Econometrics & Finance Education Other

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Pasar Uang Berdasarkan Prinsip Syariah (Fatwa Dewan Syariah Nasional No.37/DSN-MUI/IX/2002) Utami, Dian; Apryliani , Apryliani Usman; Wirna; Octavia, Ismi; Nurhaliza; Runtuwene, Dwi Windi
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 1 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v4i1.3081

Abstract

The money market serves as a nexus for financial transactions between two parties: one with surplus funds and the other lacking adequate funds. From an Islamic perspective, the employment of an interest rate system is prohibited. Instead, Islamic finance principles advocate the use of contracts such as Musyarakah, Mudharabah, Al-sharaf, wadiah, Al-qard, gharar, and maysir to replace interest-bearing elements. The Islamic money market is a tangible manifestation of these principles, having garnered approval through the issuance of DSN Fatwa No. 37/DSN-MUI/IX/2002, which endorses the operation of the interbank financial market in accordance with Sharia principles.
DISRUPSI FINANSIAL DIGITAL DAN KETAHANAN KELUARGA: REKONSTRUKSI HUKUM KELUARGA ISLAM TERHADAP PINJAMAN ONLINE BERBASIS MAQASHID SYARI’AH Wirna; Akbarizan
Jurnal Al-Wasith : Jurnal Studi Hukum Islam Vol. 11 No. 1 (2026): Jurnal Al-Wasith: Jurnal Studi Hukum Islam
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52802/wst.v11i1.2132

Abstract

This article aims to analyze the impact of online lending on family resilience from the perspective of the maqashid al-shari’ah and to formulate a reconstruction of Islamic family law that is responsive to digital financial disruption. This study employs a qualitative approach with a normative analysis through a literature review of Islamic legal texts, fintech regulations, and relevant scholarly works. The findings indicate that interest-based online lending practices have the potential to undermine the protection of wealth (hifzh al-maal), life (hifzh al-nafs), intellect (hifzh al-‘aql), and lineage (hifzh al-nasl), as they can trigger debt traps, psychological stress, domestic conflicts, and disruptions in meeting children’s needs. Therefore, a reconstruction of Islamic family law is necessary through the reinterpretation of maintenance and family protection, the integration of maqashid al-shari’ah into fintech regulations, and the strengthening of Islamic digital literacy and sharia-compliant financing alternatives.
Co-Authors Akbarizan Apryliani , Apryliani Usman Dian Utami, Dian Nurhaliza Octavia, Ismi Runtuwene, Dwi Windi