Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK)
Vol. 15 No. 2 (2026): FEBRUARI 2026

PENGARUH LITERASI KEUANGAN DAN PERILAKU EKONOMI TERHADAP PENGELOLAAN KEUANGAN MAHASISWA PENERIMA BEASISWA KIP-KULIAH PENDIDIKAN EKONOMI FKIP UNTAN

Wulan, Sari (Unknown)
Husni Syahrudin (Unknown)
Syamsuri (Unknown)



Article Info

Publish Date
06 Aug 2026

Abstract

This study investigates the impact of financial literacy and economic behavior on financial management. Using a correlational research design with a quantitative approach, this study focuses on a population of 43 scholarship recipients enrolled in the Economics Education program at FKIP Untan, specifically from the 2021-2024 cohorts. The research sample used non-probability sampling techniques with a census/total sampling method involving 43 students. The analysis methods used in this study included descriptive statistics, T-test, Ftest, multiple linear regression, and coefficient of determination. The results of the study show that: 1) financial literacy (X1) has a significant partial effect on financial management (Y); 2) economic behavior (X2) has a significant partial effect on financial management (Y); and 3) there is a simultaneous effect of financial literacy (X1) and economic behavior (X2) on financial management (Y). The coefficient of determination calculated is 0.564, indicating that the contribution of variable X1 and variable X2 in explaining or predicting variable Y is 56.4%. Future researchers are encouraged to explore a wider range of variables, including lifestyle factors, pocket money, income, and other relevant influences.

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Journal Info

Abbrev

jpdpb

Publisher

Subject

Decision Sciences, Operations Research & Management Education Languange, Linguistic, Communication & Media Mathematics Other

Description

Journal of Pendidikan dan Pembelajaran Khatulistiwa (JPPK) is a peer-reviewed journal which focuses on topics related to education and science in various teaching and learning fields. JPPK invites researchers, lecturers, teachers from various levels such as elementary and secondary levels of ...