<![CDATA[This study analyzes the impact of Fear of Missing Out (FoMO), self-control, and financial literacy on the financial management behavior of Accounting students at Universitas Tanjungpura, addressing inconsistencies in previous literature that rarely integrate cognitive-psychological aspects and digital behavior into a single model. Employing a quantitative explanatory survey approach, data were collected from 100 respondents using Likert-scale questionnaires via purposive sampling and analyzed using multiple linear regression with SPSS. The results revealed that financial literacy has a positive and significant effect on financial management behavior, whereas FoMO does not have a significant effect. Simultaneously, all independent variables significantly affect the dependent variable with an Adjusted R-squared value of 0.528, signifying that the model explains 52.8% of the variance in students' financial management behavior.]]>
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