MAUIZHAH JURNAL KAJIAN KEISLAMAN
Vol. 24 No. 1 (2026): Regular Issue

Impulsive Buying Behaviour among Muslim Generation Z from the Perspective of Islamic Financial Literacy

Fidia Oktarisa (Universitas Negeri Padang)
Dicky Listin Quarta (Universitas Muhammadiyah Banjarmasin)
Nurva Dillatul Vatin (Institut Agama Islam Sumbar)



Article Info

Publish Date
30 Jun 2026

Abstract

The rapid growth of digital commerce has increased convenience for Generation Z consumers while also encouraging impulsive buying behavior. Among Muslim consumers, Islamic financial literacy is important because it reflects financial knowledge, attitudes, and behaviors based on Islamic principles. Objective: This study examined impulsive buying behavior among Muslim Generation Z individuals from the perspectives of Islamic financial knowledge, Islamic financial attitudes, and Islamic financial behaviour. Method: A quantitative design was employed with 347 Muslim Generation Z respondents. Impulsive buying behavior was measured through cognitive and affective dimensions, while Islamic financial literacy was assessed through its three dimensions. Data were analyzed using separate simple linear regression analyses. Results: Assumption testing confirmed that all variables met normality, linearity, and homoscedasticity requirements. The findings showed that Islamic financial knowledge, Islamic financial attitudes, and Islamic financial behaviour each had a significant relationship with impulsive buying behavior (p< .001). These results indicate that impulsive buying among Muslim Generation Z consumers is influenced not only by financial knowledge but also by their financial attitudes and behaviors. Implications: Islamic financial education programs should integrate knowledge enhancement with the development of positive financial attitudes and responsible financial management practices to help Muslim Generation Z consumers better control impulsive buying tendencies in the digital marketplace.

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Journal Info

Abbrev

mauizhah

Publisher

Subject

Description

The focus of Mau`izhah: Jurnal Kajian Keislaman is to provide scientific article of islamic studies that developed in attendance through the article publications, research reports, and book reviews. Mau`izhah: Jurnal Kajian Keislaman welcome papers from academicians on theories, philosophy, ...