<![CDATA[Changes in economic dynamics, rising prices of basic necessities, and an increasingly consumerist lifestyle pose challenges for household financial management. Low financial literacy means that many families lack proper financial planning, emergency funds, and systematic budget management. This situation is further exacerbated by inflation, which erodes people’s purchasing power. Therefore, education in household financial management is essential to enhance families’ ability to prioritize needs, manage income effectively, and develop sustainable financial plans. With sound financial management, families are expected to improve their economic resilience and prepare for financial risks arising from unforeseen circumstances.]]>
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