The wave of layoffs in labor-intensive manufacturing, textile, and technology sectors also leaves behind layoff survivors who remain employed under financial uncertainty. This study examines how survivors make sense of their financial security and how changes in financial behavior influence work engagement and turnover intention. A qualitative phenomenological approach was used, with in-depth interviews of ten purposively selected informants analyzed through reflexive thematic analysis. Financial security is understood as the ability to survive job loss rather than the adequacy of current pay. Anxiety leads to restrained spending, defensive saving, and extra income seeking, forming three patterns: defensive engagement with suppressed turnover intention, divided work energy with active turnover intention, and sustained engagement with low turnover intention. Organizations should treat transparency, procedural fairness, and relevant financial support as work resources for layoff survivors.
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