<![CDATA[This study aims to map the intellectual evolution and dynamics of literature on sharia non-compliance risk in the digital banking ecosystem. The method used is bibliometric analysis by extracting data from the Google Scholar database which is then visualized using VOSviewer software to identify trends, novelties, and interconnectedness between variables during the 2020–2026 period. The results of the study indicate the existence of seven main, interconnected discourse clusters, namely: digital transformation and the fintech ecosystem, strategic risk management of SNC, implementation of future technologies (Blockchain and AI), and strengthening digital sharia governance and audits. Key findings indicate that the resilience of sharia compliance in the digital era is greatly influenced by the risk mutation from administrative errors to algorithm-based systemic risks, which requires strengthening automated sharia audits through a Sharia-by-Design approach. The implications of this study provide a strategic foundation for regulators and banking practitioners in mitigating SNC risks through the integration of sharia parameters into information technology infrastructure to face the complexity of real-time transactions in the future.]]>
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