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Implementation Of Bank Operational Risk Management In Human Resource Management At Bank Syariah Indonesia Abib Novriyanto; Ashari Seribu Dinar; Eka Yuni Hartati; Febyviani Dwimutian; Ridwansyah Ridwansyah; Wan Ruslan Abdul Ghani; Mulya Jayanti Putri Septina
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 5 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i5.9541

Abstract

The operational risk management in Islamic banks is crucial to ensure the smooth functioning of the bank while adhering to Islamic principles. Operational risks in banks can arise from internal processes, human errors, system failures, and external events. These risks, when not managed effectively, can have significant impacts on the financial stability and reputation of the bank. The human factor (human resources) plays a pivotal role in operational risk, especially in banks following Sharia principles, where it is necessary to ensure that the employees are well-trained, competent, and have a strong understanding of Islamic financial laws. This paper discusses the role of human resource management in the operational risk management framework of Bank Syariah Indonesia (BSI). Effective human resource management ensures that the right employees are hired, trained, and retained, thus minimizing the potential risks caused by human errors. The focus of the paper is to assess how Bank Syariah Indonesia incorporates risk management strategies in their HR practices and explores the training and development programs aimed at enhancing employee competence in managing operational risks. The research highlights the importance of creating a risk-aware culture and building a strong risk management system within the bank, specifically focusing on improving the competencies of human resources to reduce operational risks.
Bibliometric Analysis of Liquidity Dynamics of Islamic Commercial Banks in Indonesia: A Comprehensive Study of the Post-Pandemic Era Jhody Wiraputra; Yulia Andriani; Ahmad Ali Kamal; Uswatun Hasanah; Ridwansyah; Wan Ruslan Abdul Ghani
Neo Journal of economy and social humanities Vol 5 No 2 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i2.429

Abstract

This study aims to map the dynamics of the literature on the liquidity of Sharia commercial banks (BUS) in Indonesia during the post-pandemic transition period. The method used is bibliometric analysis by extracting data from the SINTA database, which is then visualized using VOSviewer software to identify trends, novelty, and Inter-variable connectivity. The results showed that there are four main discourse clusters, namely: risk management and financial performance, market structure and policy, monetary instruments and digital transformation and financial literacy. Key findings indicate that the resilience of post-pandemic BUS liquidity is strongly influenced by the strengthening of the capital buffer and the effectiveness of Islamic Corporate Governance (ICG) in reducing financing risks. The implications of this study provide a strategic foundation for regulators and banking practitioners in mitigating liquidity risk through third-party fund product innovation and strengthening digitization to deal with future economic volatility.
The Evolution of Sharia Non-Compliance Risk (SNC) in the Digital Banking Ecosystem: A Bibliometric Analysis (2020-2026) Palupi Pratiwi; Leni Riski Hayati; Ummi Kaltsum Karunianing Utami; Narada Yudha Satria; Ridwansyah; Wan Ruslan Abdul Ghani
Neo Journal of economy and social humanities Vol 5 No 3 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i3.431

Abstract

This study aims to map the intellectual evolution and dynamics of literature on sharia non-compliance risk in the digital banking ecosystem. The method used is bibliometric analysis by extracting data from the Google Scholar database which is then visualized using VOSviewer software to identify trends, novelties, and interconnectedness between variables during the 2020–2026 period. The results of the study indicate the existence of seven main, interconnected discourse clusters, namely: digital transformation and the fintech ecosystem, strategic risk management of SNC, implementation of future technologies (Blockchain and AI), and strengthening digital sharia governance and audits. Key findings indicate that the resilience of sharia compliance in the digital era is greatly influenced by the risk mutation from administrative errors to algorithm-based systemic risks, which requires strengthening automated sharia audits through a Sharia-by-Design approach. The implications of this study provide a strategic foundation for regulators and banking practitioners in mitigating SNC risks through the integration of sharia parameters into information technology infrastructure to face the complexity of real-time transactions in the future.