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All Journal Neo Journal of economy and social humanities Priviet Social Sciences Journal
Palupi Pratiwi
UIN Raden Intan Lampung
Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Ontological approach in improving Islamic economic literacy Jhody Wiraputra; Yulia Andriani; Palupi Pratiwi; Isti Safira; Madnasir Madnasir; Ruslan Abdul Ghofur
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1137

Abstract

This study examines the role of the ontology approach in enhancing Islamic economic literacy in Indonesia, a strategic effort given the country's low national Sharia Financial Literacy Index, which stood at 43.42% in 2025. Ontology, as a philosophical study of the nature of existence, became the foundation for defining Islamic economics not only as a social science but also as an integral part of Tawheed, in which all economic activity is seen as a mandate from Allah and aims to achieve Falah. This ontological approach is vital because the nature of Islamic Economics is derived from divine revelation, in contrast to conventional economics, which is derived from human thought. Without a deep understanding of this ontological nature, such as the fundamental difference between usury and profit sharing, people tend to equate Shariah products with conventional ones, differing only in their labels. Using a literature study and philosophical content analysis, the study concludes that ontological understanding serves as an epistemological filter that encourages critical thinking, allowing literate individuals to distinguish between renaming and changing the essence. Therefore, ontological integration transforms literacy from surface normative compliance into an authentic systemic and philosophical understanding, which is essential for constructing a just and sustainable Islamic economic system.
The Evolution of Sharia Non-Compliance Risk (SNC) in the Digital Banking Ecosystem: A Bibliometric Analysis (2020-2026) Palupi Pratiwi; Leni Riski Hayati; Ummi Kaltsum Karunianing Utami; Narada Yudha Satria; Ridwansyah; Wan Ruslan Abdul Ghani
Neo Journal of economy and social humanities Vol 5 No 3 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i3.431

Abstract

This study aims to map the intellectual evolution and dynamics of literature on sharia non-compliance risk in the digital banking ecosystem. The method used is bibliometric analysis by extracting data from the Google Scholar database which is then visualized using VOSviewer software to identify trends, novelties, and interconnectedness between variables during the 2020–2026 period. The results of the study indicate the existence of seven main, interconnected discourse clusters, namely: digital transformation and the fintech ecosystem, strategic risk management of SNC, implementation of future technologies (Blockchain and AI), and strengthening digital sharia governance and audits. Key findings indicate that the resilience of sharia compliance in the digital era is greatly influenced by the risk mutation from administrative errors to algorithm-based systemic risks, which requires strengthening automated sharia audits through a Sharia-by-Design approach. The implications of this study provide a strategic foundation for regulators and banking practitioners in mitigating SNC risks through the integration of sharia parameters into information technology infrastructure to face the complexity of real-time transactions in the future.
Business Ethics and Governance in Digital Transformation: Protecting Human Agency Through Inclusive Corporate Policies Palupi Pratiwi; Dewi Risyantika; Shalahudin Habibullah; Ruslan Abdul Ghofur; Hanif Hanif
Neo Journal of economy and social humanities Vol 5 No 3 (2026): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v5i3.448

Abstract

Corporate digital governance often fails to mitigate the social impact of digitalization due to short-term profit optimization, triggering AI black box phenomena that marginalize digital workers' welfare. This study explores the integration of ethical dimensions into corporate governance frameworks to safeguard stakeholder rights. Employing a qualitative literature review approach (2019–2026), this research analyzes technology corporations' accountability regarding automated work systems. The findings reveal that current platform governance prioritizes financial gains over social equity, leading to algorithmic opacity and worker vulnerability in Indonesia. Consequently, this research concludes that algorithmic transparency must become an integral part of corporate compliance. The study recommends mandating boards of directors to implement periodic ethical audits on artificial intelligence systems to ensure business sustainability and distributive justice.
Co-Authors Dewi Risyantika Hanif Hanif Isti Safira Jhody Wiraputra Leni Riski Hayati Madnasir Madnasir Narada Yudha Satria Ridwansyah Ruslan Abdul Ghofur Shalahudin Habibullah Ummi Kaltsum Karunianing Utami Wan Ruslan Abdul Ghani Yulia Andriani