TadrisReach
Vol. 2 No. 3 (2026): September 2026

Peningkatan Literasi Pembayaran Digital melalui Sosialisasi QRIS bagi Masyarakat dan Pelaku UMKM di Jorong Paninggiran Ateh

Abdul Aziz (Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi)
Leli Lismay (Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi)



Article Info

Publish Date
30 Sep 2026

Abstract

Digital transformation in the economic sector continues to develop and has become an important effort to create more practical and efficient transactions while expanding public access to financial services. One of the developments in this area is the Quick Response Code Indonesian Standard (QRIS), a QR code-based payment standard established by Bank Indonesia that can be used through various payment service providers. This study aims to examine the utilization of QRIS as a modern transaction tool in supporting the economic activities of the community in Jorong Paninggiran Ateh, Nagari Nan Limo, Palupuah District, Agam Regency, West Sumatra. This study employs a descriptive-analytical approach using a literature review method by examining official regulations, previous studies, and the local community's social and economic conditions. The findings indicate that the use of QRIS has the potential to facilitate transactions, improve people's understanding of digital finance, assist UMKM in managing transactions in a more organized and transparent manner, and support local economic development. However, its implementation still faces several challenges, including uneven internet access, limited digital literacy, the community's continued preference for cash transactions, and concerns regarding data security in digital transactions.

Copyrights © 2026






Journal Info

Abbrev

tadrisreach

Publisher

Subject

Humanities Education Other

Description

We welcome practice-oriented manuscripts that document design, implementation, and impact of educational service activities, including but not limited to: Teacher Education & Professional Development: workshops, coaching/mentoring, microteaching clinics, PPG & CPD programs. School Partnerships & ...