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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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Jual Beli Dalam Ekonomi Islam (Aplikasi Jual Beli Dalam Fiqih Dan Perbankan Syariah) Zakiyah Nafsah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8680

Abstract

Pesatnya perkembangan dunia ekonomi khususnya lembaga-lembaga keuangan Islam atau perbankan Islam yang usaha pokoknya tidak lepas dari proses transaksi jual beli bank yang Islami, yakni notabene harus terhindar dari unsur riba, terhindar dari unsur kezdaliman. Dari latar belakang inilah kemudian diangkat salah satu konsep ekonomi yang mengacu pada konsep syariah Jual beli (Al-Bai’) yang dalam operasionalnya menghendaki adanya unsur provit antar penjual dan pembeli. Jual beli merupakan suatu akad yang tertua yang dikenal oleh manusia sekaligus akad yang paling banyak dipraktekkan hingga saat ini, Oleh sebab iru, sebagian dari hukum Islam menamakannya sebagai abu al-uqud atau induk semua akad untuk menunjukkan bahwa semua akad jual beli sebagai akad tertua sekaligus terpenting dalam kehidupan manusia. Dalam hal ini, manusia membutuhkan jual beli sejak manusia itu sendiri mulai membutuhkan makanan, minuman, pakaian, tempat tinggal dan sebagainya yang dimiliki saudaranya. Sementara ia juga membutuhkan barang tersebut. Oleh sebab itu, manusia membutuhkan suatu tertentu cara agar saudaranya tersebut rela memberikan barang yang menjadi kebutuhannya dengan melalui suatu pertukaran yang kemudian disebut jaul beli. Kata Kunci: jual beli (al-bay’), Fiqh, perbankan Islam
The Role of BAZNAS in Empowering Communities Affected by the Recession through the Mustahik Economic Empowerment Institute Muhammad Khoiru Sa'i; Muh. Nashirudin; Rial Fuadi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8706

Abstract

The purpose of this essay is to provide a deeper knowledge of the function of BAZNAS through Mustahik Economic Empowerment Institute and funds for Zakat, Infak, and Sedelah (ZIS) were distributed during the recession. This research is library research, i.e., research conducted in libraries utilizing library research data collection techniques derived from secondary data, i.e., data gathered indirectly by researchers (research object), however from a different source, such as books, websites, audit financial reports for 2020 and 2021, target achievement pillars of collection in the BAZNAS RI Strategic Plan (Renstra) for 2020-2025, Central Bureau of Statistics (BPS) data for 2020 and 2021, journals, documents, regulations related to objects research. The distribution of zakat funding through the Mustahik Economic Empowerment Institute (LPEM), which played a critical role in empowering communities affected by the recession due to the Covid-19 pandemic, is carried out in both rural and urban areas. The distribution and distribution of Zakat, Infaq, and Alms (ZIS) funds conducted by BAZNAS in 2020 and 2021 have been granted to mustahik, particularly the poor who are truly afflicted by the recession, and in compliance with applicable legislation. Infaq and alms funds declined as a result of the worsening Indonesian economy, whereas zakat funds received by BAZNAS in 2020 and 2021 grew.
Peran Pemberdayaan Ekonomi Pesantren Dalam Mendorong Kemandirian Ekonomi (Studi Kasus Pondok Pesantren Bahrul ‘Ulum Tambakberas Jombang) Achmad Luthfi Chamidi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8713

Abstract

Boarding school as a non-formal, private Islamic educational institution whose existence has changed. Islamic boarding schools in their development and distinctive characteristics can improve the economy for both the pesantren and the surrounding community. The role of pesantren is to provide business opportunities, expand access and opportunities for students to apply the entrepreneurial spirit, and develop the position of pesantren as a center for community economic empowerment. The research method used is qualitative research. This type of research uses case studies. The results of this study are 1) Forms of economic empowerment of the Pesantren Bahrul Ulum Islamic Boarding School by; (a) Implementing an Ecoprotection system, (b) Establishing business units that are managed directly by Islamic boarding schools, namely Ibbien Mart, Ibbien Net, Ibbien Caffe, Ibbien Kantin, Ibbien Store, Baitul Maal al-Muhibbin, Ibbien Foods, Ibbien Wholesale, and Waste Banks. 2) The impact of economic empowerment of the Bahrul 'Ulum Islamic Boarding School which is occupied by Islamic boarding schools is able to assist in developing the education system and educational infrastructure without depending on any party, so as to be able to move the economy of the surrounding community economically independently and become a place for students to develop entrepreneurial knowledge through the business units they manage. 3) The role of economic empowerment of pesantren essentially refers to the conditions or results to be achieved by a social change, namely santri who are empowered to have the knowledge and ability to fulfill their physical, economic and social needs, such as having the confidence to be able to convey aspirations, have a good eye livelihood in increasing income, social activities, and being independent in carrying out their life tasks as students.
Analisis Literasi Wisata Halal Destinasi Lombok Nusa Tenggara Barat Dyah Pikanthi Diwanti; Sigit Ary Wijayanto
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8716

Abstract

The World Superbike (WSBK) grand event completed at the Pertamina Mandalika International Street Circuit can be used as a momentum to revive halal tourism in Lombok, also known as the Thousand Mosques Island. The challenge that waits is the awareness of the people of Lombok, who still need to be encouraged by exploring their potential. This study aims to analyze the literacy level of halal tourism in Lombok. Data collection was further broken down into data collection, data reduction, data display, and conclusion/verification. The results show that literacy related to halal tourist destinations has not been fully understood by respondents (students) because there are still limited supporting things. However, the implementation of education and promotion efforts has been running, although it needs to be strengthened by other variables outside of this research, such as shifting interest from visual to digital promotion
Pengembangan Ekonomi Syariah Melalui Lembaga Keuangan Berdasarkan Pandangan Prof. Imam Suprayogo Shafwan Tsauri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8732

Abstract

Sharia economics is an economic system that refers to Islamic teachings and rules that refer to the Koran and Hadith. The point of view taken from this economic perspective refers to countries where the majority of the population is Muslim, whose development can then lead to progress in the development of Islamic society at the time of the Prophet Muhammad. Prof. Imam Suprayogo has a well-known concept of thought, namely the concept of education based on the Qur'an, with the view of Tarbiyah Ulul Albab. The implementation is a combination of the form of Islamic boarding schools and tertiary institutions which are known to be Islamic education based on dhikr. Described with a metaphor as a tree of knowledge that is solid because it is supported by strong roots and rods. So according to this view, tree trunks are described as knowledge whose sources are from the Qur'an and also Hadith. As for strong roots, it is described as the ability to speak language which then leads to this view as the basis for studying deeper knowledge and foundations in international relations.
Determinan Mustahiq Zakat Fitrah Perspektif Keadilan Dan Budaya Ismaulina Ismaulina; Kherlina Kherlina
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8742

Abstract

This study discusses the culture and concept of justice in the determination and distribution of zakat fitrah to Mustahik which is carried out evenly in the people of Gampong Blang Crum, Lhokseumawe City. This field research was conducted using data collection techniques by means of observation, interviews, documentation and literature related to zakat fitrah. The subjects of this study consisted of Gampong Imum, Amil, Tuha Phet and Mustahiq which are in Gampong Blang Crum. The findings show that the determination of mustahiq zakat fitrah in Gampong Blang Crum, Lhokseumawe City, is contrary to the Koran. This is evidenced by the distribution of zakat fitrah evenly to all people. According to the concept of justice in Islam, it is not appropriate because the distribution of zakat fitrah evenly reduces the rights of mustahik, especially the poor. Meanwhile, according to Gampong Blang Crum culture, the distribution of zakat fitrah must be given evenly because it has become a longstanding habit. this has happened from generation to generation, no one even knows when the distribution of zakat fitrah evenly began. This is done to avoid social jealousy among residents. The distribution of zakat fitrah to the entire community is carried out after the distribution of zakat fitrah to the 4 asnaf that has been determined by the village. this is considered very fair and feasible, but this is not in accordance with an Islamic economic perspective because the purpose of zakat fitrah is to meet the needs of the poor.
Islamic Economic Thought Has Existed Since The Time Of The Prophet Adam Alaihis Salam Luluk Latifah; Isma Swadjaja; Dian Berkah; Muridah Isnawati; Warsidi Warsidi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8745

Abstract

Studies on the history of Islamic economics are still very rare, especially the study of Islamic economics before the Nubuwah period or the time of the appointment of the Prophet Muhammad as a Prophet and Apostle. The purpose of this study is to prove that Islamic economic civilization has existed since the time of the Prophet Adam sent by Allah to the earth. The method used in this study is a qualitative method with a research library, with a historical methodology approach. The results of the study said that Islamic economic civilization existed long before the Nubuwah era or the time of the appointment of the Prophet Muhammad SAW as a prophet and apostle. At the time of the Prophet Adam, there were very simple economic activities to meet their basic or primary needs. These economic activities are consumption, distribution and production. More and more economic functions were practiced during the time of Noah and Yunus, including the functions of transportation and trade. Even at the time of the Prophet Yusuf, there was already a supply and warehousing function. The time when Prophet Musa carried out economic activities more fully and in detail, namely when Prophet Musa a.s. met with two girls who were queuing to get their cattle to drink and then Prophet Musa offered himself as a representative (wakalah contract) to carry out the duties of the two girls. Furthermore, more intense cooperation in the field of livestock maintenance and development as employees (managers) and shahibul Maal (livestock owners). The economic functions at the time of the Prophet Muhammad were more complete, namely the functions of production, consumption, distribution, human resources and investment. Almost everything was lived by the Prophet Muhammad himself since the age of 8 years. The initial journey that the Prophet Muhammad had carried out was as a deputy at the beginning as a shepherd with a salary system, then as a mudharib in a trading business when the prophet Muhammad was not married, and then after marrying Khadijah the Prophet acted as a shahibul mall and at the same time an investor and this is when the Prophet Muhammad have a lot of time to think about the condition of society, at this time the Prophet had achieved financial freedom or freedom of money
Analysis of Muzara’ah-Based Productive Waqf's Impact on the Welfare Community in the Bireuen District Mukhlish Muhammad Nur; Munardi Munardi; Rayyan Firdaus; Mulyana Mulyana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8771

Abstract

Bireuen District has the second largest land waqf asset in Aceh Province. These assets have been distributed for the benefit of mosques, prayer rooms, schools, cemeteries, Islamic boarding schools, and other social services, while the poverty rate in Bireuen Regency is still relatively high. In other historical and empirical studies, it was found that waqf has played a role in economic and other social development. Thus, this study aims to analyze the effect of muzaraah-based productive waqf financing on the community in the Matang Panyang Settlement, Peusangan District, Bireuen Regency. This research is quantitative research with a comparative method using primary data obtained by distributing questionnaires to 30 respondents who were selected using a purposive sampling technique. The data analysis technique used was the Wilcoxon Matched-Paired Signed Test with the help of SPSS. Based on the Wilcoxon Statistical Test, it was found that the Z value was -4.810 with a significant level of 0.000. This shows that there is a significant difference between income before being given productive waqf and after being given productive waqf capital. Where the average income before getting productive waqf financing is Rp. 468,333.33 and increased to Rp. 943,333.33 after obtaining productive waqf financing
The Influence Of Fintech On The Development Of Islamic Financial Inclusion In Msmes In Tanak Awu Village Ahadiah Agustina
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8777

Abstract

line with this, Fintech has emerged as one of the impacts of increasingly modern technological developments, especially in terms of finance. Fintech is here to answer people's needs for the importance of convenience in every economic process that involves Islamic finance. Sharia-based fintech will further increase financial inclusion in MSMEs because financial management managed by sharia is in accordance with religious guidelines, so that it will have a good impact on MSME financial management. Good management will also have a good impact on increasing MSMEs so that it will increase economic stability in Indonesia. The purpose of this study was to determine fintech management (risk and investment management, market provisioning, and cashless society) on Islamic financial inclusion (financial knowledge, financial behavior, and financial attitude) in MSMEs in the city of Mataram. The research conducted includes the type of quantitative research. The population of this research is the MSME industry in Tanak Awu village by focusing on using archival data (archival method). This study uses descriptive analysis and classical assumption test. The plan in this study is to determine the simultaneous and partial effect of fintech variables (risk and investment management and market provisioning) on Islamic financial inclusion (knowledge of Islamic finance, financial behavior, and financial attitudes).
Penerapan Informasi Akuntansi dan Tingkat Penerimaan Dana Zakat Pada Badan Amil Zakat Nasional Medan Yasmi Fazrah; Yenni Samri Juliati Nasution; Arnida Wahyuni Lubis
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8780

Abstract

Accounting information is a computer-based system and determines performance appraisal, performance, and usage. Accounting information is very important to use in BAZNAS, because if you don't use an accounting information system, the reporting system or budget arrangement will not be optimal. Based on the acceptance data for the last 5 years from the results of interviews, it was found that the data on receipt of zakat funds at BAZNAS has experienced ups and downs or is unstable, so this will affect public confidence in giving zakat at BAZNAS. Zakat funds are trust funds that are paid by the community to be distributed to mustahik. This study aims to analyze the application of accounting information and assess the level of acceptance of zakat funds at the Medan City National Amil Zakat Agency. This research method uses a qualitative approach with descriptive methods and the research data consists of primary data and secondary data. In this study, the primary data was obtained from direct observations and interviews with informants, while the secondary data in this study were in the form of research supporting data, such as documents owned by BAZNAS in the city of Medan. The results showed that the implementation of the Medan City BAZNAS information system was in accordance with PSAK no 109 in the sense of Statement of Financial Accounting Standards (PSAK) no 109 regarding zakat and infaq/alms accounting issued by the Indonesian Institute of Accountants (IAI). PSAK no. 109 is used as a guideline for OPZ (zakat management organization) in the recognition, measurement, presentation and disclosure of zakat and infaq/alms transactions. The level of receipt of BAZNAS zakat funds in Medan City shows an unstable condition, where there are changes every year, it can go up or down. Judging from the report on changes in zakat funds in 2018 Rp. 709,759,592, in 2019 Rp. 310,816,859, in 2020 Rp. 653,352,697, in 2021 Rp. 738,399,810, and in 2022 Rp. 1,737,062,598.

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