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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
The Existence Of Bank Syariah Indonesia Post-Merger In Denpasar City Rahmad Kurniawan; Sofyan Hakim; Novi Angga Safitri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8502

Abstract

The Islamic Banking Revolution is a fairly basic change in a field of Islamic financial institutions that unites the 3 largest Islamic banks in Indonesia, namely Bank Mandiri Syariah, Bank BRI Syariah and Bank BNI Syariah which merge or merge into one called Bank Syariah Indonesia. This new breakthrough regarding the merger of state-owned banks is expected to be a breath of fresh air for all circles, especially non-Muslims to be more receptive to Islamic banking. It is certainly hoped that all Indonesian citizens regardless of their religion can accept Islamic banking as an economic system in Indonesia, especially in the city of Denpasar, which is an Islamic minority. The universal nature of Islamic banks for all people, it is necessary to expand to non-Muslim communities in order to maintain the sustainability and existence of Islamic banks.This research is a field research using qualitative research methods, while the subjects of this research are the internal parties of the Indonesian Islamic Bank in Denpasar City and the community/customers of BSI Denpasar City. Data collection techniques in this study used observation, interviews and documentation techniques. The data validation technique uses credibility test with source triangulation and dependability test.The results of this study indicate that 1) The existence of the Post-Meger Indonesian Islamic Bank in Denpasar City is still able to survive due to their strategy that covers several aspects by implementing the steps taken by Bank Syariah Indonesia in order to continue to exist and survive during the pandemic. Its existence is by implementing the Financing Relaxation program to Reduce Bad Credit Post Mergers during the pandemic, Actively sharing in Community Activities during the pandemic, Business Strategy of Bank Syariah Indonesia Post Mergers during the pandemic (both in terms of survival and marketing by targeting potential customers). 2). The public perception of Denpasar City about the existence of Bank Syariah Indonesia after the merger, both in terms of improving product quality and improving service quality, can be seen from the public perception about the merger of 3 Islamic banks (BSI) is quite good, the majority of Denpasar people already know about the merger of 3 Islamic banks. (BSI). They strongly support this merger because it makes it easier for them to deal with the bank concerned because there are more branches and the reach to the bank is getting closer, both for products and services.
Viral Marketing Pada Usaha Mikro Kecil Menengah (UMKM) Halal Faisal Hamdani Harahap; Iqbal Fahri Tobing; Muhammad Suhaimi; Maryam Batubara
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8503

Abstract

Viral is a term that is always associated with content on social media. Content that has gone viral often has a certain appeal which makes social media users like the activity of re-sharing/re-posting that content. The existence of this phenomenon has become a separate strategy in digital marketing, especially on social media, namely viral marketing. according to data from the Ministry of Cooperatives and UKM that there are still many UMKM actors, including Halal UMKM, who have not yet approached technology in their marketing, this can be seen from the percentage figure which has only reached 13% of UMKM adopting digital technology. This study aims to identify and describe viral marketing as a strategy in digital marketing through social media. This study uses a qualitative-descriptive research method with a literature study data collection method. The results of this study indicate that creative and innovative content is a component of viral marketing, thereby creating a culture of content sharing. On the other hand, the influencer/buzzer role also influences viral marketing as a digital marketing strategy. The phenomenon of the virality of content on social media has had a significant impact and is used as the latest strategy method for UMKM actors.
Pengaruh Aset Produktif dan Non Produktif Terhadap Profitabilitas Bank Central Asia Syariah Periode Tahun 2017 - 2021 Lailatul Mukaromah; Diah Krisnaningsih
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8504

Abstract

One of the important components in Bank Central Asia Syariah is Earning and Non-Earning Assets. In these two components have an influential impact on profitability. The function of this component is channeling funds to the community. This study aims to determine how much influence productive and non-productive assets have on profitability at Bank Central Asia Syariah for the period 2017 – 2021, the research method used is quantitative methods and secondary data obtained from Bank Central Asia Syariah monthly reports. The results of this study state that productive assets and non-productive assets have a simultaneous but not significant effect on profitability. Because the profits from productive assets can still cover the losses incurred by non-productive assets
Pengaruh Modal Usaha dan Product Innovation Terhadap Eksistensi UMKM dengan Digital Marketing Sebagai Variabel Moderating Dalam Perspektif Ekonomi Islam Fahmi Muhammad Irfan; Suharto Suharto; Hanif Hanif
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8507

Abstract

Micro, Small and Medium Enterprises (UMKM) have a contribution to the Gross Domestic Product (GDP). This continues to increase from year to year, but has decreased during the Covid-19 pandemic. During the Covid-19 pandemic, namely in 2020-2021, all sectors experienced an economic crisis, including UMKM. The existence of the Implementation of Community Activity Restrictions (PPKM) resulted in UMKM experiencing a decrease in turnover of up to 80-90% during the co-19 pandemic. Business actors are still faced with a common problem, namely that business is hampered due to slow capital turnover, especially during the co-pandemic. Therefore, to develop UMKM Coffee Shops in Bandar Lampung, it is necessary to have additional Business Capital and Product Innovation to develop their business, accompanied by Digital Marketing as a moderation medium for the development of UMKM Coffee Shops in Bandar Lampung. Based on this, the formulation in this study is Does Business Capital have an influence on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in the Perspective of Islamic Economics? And does Product Innovation have an influence on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in the Perspective of Islamic Economics? The purpose of this study, to examine and analyze the effect of Business Capital on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in an Islamic Economic Perspective and to test and analyze the effect of Product Innovation on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in Islamic Economic Perspective. The method used in this research is a quantitative research method. The data used in this study is primary data derived from the results of the questionnaire answers that the researchers distributed to UMKM actors in the city of Bandar Lampung. The sample used uses the slovin formula with the results of the sample used by 100 UMKM actors in the city of Bandar Lampung. This study determines how much influence Business Capital has on the Development of UMKM in the City of Bandar Lampung with Digital Marketing as a moderating variable in the Islamic Economic Perspective, which is equal to 62.5%, the rest is influenced by other variables. Meanwhile, the magnitude of the influence of Product Innovation on UMKM development with digital marketing as a moderating variable is 62.4%, the rest is influenced by other variables. Most Coffee ShopUMKM have understood that product innovation is something that is needed so that a business can continue and survive.
Faktor-faktor Yang Mempengaruhi Sertifikasi Halal dalam Upaya Pemenuhan Kepuasan Konsumen Maksudi Maksudi; Bahrudin Bahrudin; Nasruddin Nasruddin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8508

Abstract

The people of Pringsewu district are well-known for being religious with Islam as the religion of the majority of the population. The location of Pringsewu Regency is one of the busiest routes in Lampung Province to a number of provinces on the west coast of Sumatra, making Pringsewu Regency very potential for the development of the trade and service sector, both small, medium and large trading businesses. Pringsewu is a market for home-based bottled refill drinking water products which has the potential to become the target of domestic and foreign producers. Based on this, researchers conducted research on the factors that influence halal certification in an effort to fulfill consumer satisfaction of home-packaged refill drinking water in Pringsewu district. Considering that not all of the products available on the market have a halal certificate from the BPJPH institution. The purpose of the research conducted was to describe the effect of halal certification on home bottled drinking water businesses in an effort to fulfill consumer satisfaction in Pringsewu district, to describe the factors that influence halal certification of home bottled refill drinking water businesses in an effort to fulfill consumer satisfaction in Pringsewu District, and describes consumer perceptions of the implementation of halal certification in home-packaged refill drinking water businesses in Pringsewu District. This research is a research that uses a descriptive qualitative approach. Data collection techniques used are observation, interviews, and documentation. The informants used were 24 business actors and consumers in Pringsewu Regency, Gadingrejo District and Ambarawa District. This study found that the implementation of halal certification has not had a positive effect on home-packaged refill drinking water businesses in an effort to fulfill consumer satisfaction in Pringsewu Regency. This is due to several factors, including; there is no awareness of halal business actors, there is no socialization of halal certification from the government and BPJPH institutions, lack of knowledge and understanding of halal certification, limited capital, busyness factors, less harmonious relations between business actors, halal certification has not been considered an urgent and familiar need, and lack of consumer concern for business actors in efforts to implement halal certification.
Pengaruh Tingkat Pengetahuan, Kualitas Layanan, Sosialisasi Produk Dan Literasi Nasabah Terhadap Eksistensi Bank Syariah Indonesia (BSI) di Tapanuli Tengah Sri Wulandari Bugis; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8509

Abstract

This study aims to determine the effect of Knowledge Level, Service Quality, Product Socialization and Customer Literacy Level both partially and simultaneously on the Existence of Bank Syariah Indonesia (BSI) in Central Tapanuli. This research is a type of quantitative research with a causal associative approach. The population in this study is the Muslim community that uses Islamic banking products in Central Tapanuli. The research sample is 100 people using purposive sampling method. The data collection technique used was a questionnaire. The data analysis technique used is multiple linear regression analysis. The results showed that the level of knowledge, service quality, product socialization and customer literacy level had a positive and significant effect on the existence of Bank Syariah Indonesia (BSI) in Central Tapanuli either partially or simultaneously.
Pengaruh Eco Literacy Terhadap Green Economy Amin Setiyadi; Nasrudin Nasrudin; Syamsul Hilal
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8513

Abstract

This research is motivated by excessive exploitation of nature which results in climate change and reduces the productivity of agricultural products. The purpose of this study was to analyze the effect of eco literacy on the green economy with SDGs as a moderating variable for farmers in Sumber Baru Village. The method in this research is quantitative research. The data used is primary data obtained from Sumber Baru Village farmers in 2022 through observation, interviews and questionnaires. Using a purposive sampling technique so that the research sample is 90 research samples. The collected data were analyzed using multiple linear regression. The test equipment used was IBM SPSS 22. This study shows that simultaneously eco literacy has a significant influence on the green economy with the SDGs as a moderating variable with a significance of 0.000. The results of the partial test show that eco literacy has a significant effect on the green economy with the SDGs as a moderating variable with a significance value of 0.000. The adjusted R2 coefficient of determination is 0.771 or 77%. This means that the ability of eco literacy with the SDGs as a moderating variable has a strong influence on the green economy and 23% is influenced by other variables outside the model which are not the focus of research in this thesis. The conclusion in this study shows that eco literacy has an effect on the green economy with the SDGs as a moderating variable. In line with this research, it is suggested to the agricultural office to be more active in conducting outreach and counseling to farmers regarding the importance of increasing eco literacy, understanding SDGs so as to realize a green economy. It is suggested to farmers as the vanguard in agriculture to strengthen eco literacy and practice SDGs to create a green economy.
Analisis Tingkat Inflasi Selama Pandemi Covid 19 Terkonfirmasi di Negara Mayoritas Muslim Desty Prinatasya
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8516

Abstract

Inflation can come at any time and cannot be controlled with the Covid-19 pandemic confirmed In muslim majaraty countries to add shocks to the inflation level, so the problem is to examine the price reduction in consumers, export value, consumer exchange rate and confirmed covid-19 confirmed inflation level. The study was conducted in 2020 from March to September using secondary data with analysis using multiple linear regression. Based on the results of the analysis, it was found that the level of inflation is positively patterned simultaneously from export value, consumer price and export value. Meanwhile, the export value and consumer exchange rate are partially patterned positively and have a very real effect on the inflantion rate. But it has no real effect on consumer prices and covid 19 is confirmed at the inflantion rate. Keywords: Consumer price level index, export value, exchange rate, confirmed Covid-19, and inflation rate
Daya Tahan Unit Usaha Syariah di Indonesia Sebelum dan Selama Pandemi Covid-19 Taudlikhul Afkar; Teguh Purwanto; Ibnu Hakim Alsanda; David Wahyu Pratama
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8536

Abstract

Penelitian ini bertujuan untuk memperlihatkan daya tahan kinerja keuangan Unit Usaha Syariah di Indonesia yang dilihat dari perbandingan tingkat profitabilitas dan likuiditas sebelum dan selama pandemi covid-19. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis paired sample t-test untuk menunjukkan perbandingan profitabilitas dan likuiditas sehingga terlihat ada atau tidak perbedaannya dalam kondisi sebelum dan selama pandemi covid-19. Sampel jenuh digunakan dalam penelitian ini karena terdapat 20 Unit Usaha Syariah di Indonesia. Data yang digunakan berupa laporan kinerja keuangan gabungan seluruh Unit Usaha Syariah tahun 2018 – 2021, dengan asumsi untuk tahun 2018 – 2019 merupakan data sebelum terjadinya pandemi, sedangkan tahun 2020 – 2021 merupakan data selama terjadinya pandemi. Hasil penelitian menunjukkan bahwa tingkat profitabilitas Unit Usaha Syariah sebelum dan selama pandemi tidak terjadi perbedaan, hal ini menunjukkan bahwa kemampuan untuk memperoleh laba dalam kondisi pandemi maupun tidak hasil yang diperoleh tidak mengalami perbedaan sehingga memiliki potensi daya tahan terhadap resesi. Sedangkan tingkat likuiditas Unit Usaha Syariah sebelum dan selama pandemi terdapat perbedaan signifikan, dimana tingkat likuiditas sebelum pademi lebih tinggi dibandingkan selama pandemi, hal ini menunjukkan bahwa kondisi pandemi memberikan dampak kurang baik terhadap kemampuan menyediakan asset yang likuid sehingga berpotensi kekurangan likuiditas saat terjadi resesi.
The Influence Of Msmes, Inflation, And Sharia Bank Finance On Economic Growth Alfian Eka Saputra; Zulpahmi Zulpahmi; Arief Fitriyanto
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8552

Abstract

Economic growth is important to study considering that each region will always try to increase its economic target. This study aims to analyze regional economic growth in West Java with the predictor variables of the number of MSMEs, inflation, and Islamic bank financing. Using secondary data for the 2016–2021 period obtained from the Central Bureau of Statistics, the Services and Finance Authority, and the Office of Cooperatives and UMKM of West Java Province, Using seven cities in West Java as a sample in the study and multiple linear regression as an analytical tool The findings revealed that, for the 2016–2021 period, the number of MSMEs, inflation, and Islamic bank financing had a significant positive effect on West Java regional economic growth. Furthermore, simultaneously, the three independent variables significantly affect the regional economic growth of West Java. West Java's regional economic growth variable of 95.28% is influenced by the independent variables of the number of MSMEs, inflation, and Islamic bank financing, while 4.72% is influenced by other variables. In order to increase economic growth, the government's role is very important in empowering MSMEs, maintaining inflation rate stability, and increasing the portion of sharia financing by Islamic banks.

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