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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
Pengaruh Inflasi dan Nilai Tukar Terhadap Indeks Harga Saham pada JII yang Dimoderasi oleh Harga Emas Dunia (Studi Kasus Sebelum dan Sesudah Covid 19 Periode 2018-2021) Reina Tasha Baskara; Iiz Izmuddin; Siti Faizah; Habil Febrian; Mahdalena Daulay; Jaimanida Zai
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8954

Abstract

Abstract This study aims to determine the effect of inflation and exchange rates on the stock price index (JII) in Indonesia with world gold prices as a moderating variable. There is research data using time series data for the 2018-2019 period before Covid and the 2020-2021 period during the Covid period. Data analysis technique uses PLS (Partial Least Square) processing using Warp-PLS 8.0. The test results using the SEM-PLS approach show that in the pre-covid period, inflation had a negative and significant relationship to the JII Stock Price Index. Meanwhile, inflation has a negative and insignificant relationship to the JII Stock Price Index during the covid period. Meanwhile, the Exchange Rate had a negative and significant relationship to the JII Stock Price Index before covid. Similarly, during the covid period, the Exchange Rate had a negative and significant relationship to the JII Stock Price Index during the covid period. The World Gold Price proved unable to moderate the relationship between Inflation and the JII Stock Price Index before Covid and was able to moderate the relationship between Inflation and the JII Stock Price Index during the Covid period. World Gold Prices proved to be able to moderate the influence of the relationship between the Exchange Rate and the JII Stock Price Index before the covid and were unable to moderate the effect of the relationship between the Exchange Rate and the JII Stock Price Index during the covid period.
Pengaruh Pembiayaan Murabahah, Mudhorobah dan Musyarakah Terhadap Profitabilitas RoA BSM di Indonesia Periode 2015-2020 Sarwono -; Novi Mubyarto; Rafidah -
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8956

Abstract

Mandiri Syariah Banks that previously only introduced alternative practices of Islamic Banking, but are now growing and developing by placing their position as a major player in the Indonesian economic arena. This research aims to examine the effect of Murabahah, Mudharabah and Musyarakah financing on Return On Assets profitability at Bank Syariah Mandiri in Indonesia for the 2015-2020 period. The sample data used is data from 2015 to 2020. To answer this research, the researchers used a quantitative research method. Data analysis used is descriptive statistical analysis and multiple linear regression. Based on the results of hypothesis testing, it can be explained that the effect of Murabahah financing (X1) has a significant effect, Mudharabah financing (X2) has no significant effect, and Musyarakah Financing (X3) has a significant effect.
Strategi Pemasaran Layanan Jasa Mobile Banking Bank 9 Jambi Syariah Kantor Cabang Muara Sabak Erwina Kartika Devi; Bahrul Ma'ani; Husin Abdul Wahab
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8957

Abstract

Bank 9 Jambi Syariah Muara Sabak Branch implements one of the most popular banks in the community. Mobile banking services allow customers to perform various transactions without the need for a banker, such as transferring money between accounts. The mobile banking services provided by Bank 9 Jambi are also owned by other banks, but the growth of customers owned by Bank 9 Jambi is quite significant. What is the Marketing Strategy for Mobile Banking Services at Bank 9 Jambi Syariah Muara Sabak Branch Office? Answering this question, the researcher uses a qualitative research approach. The sample used in this study was Bank 9 Jambi Muara Sabak branch located in Tanjung Jabung Timur. The analysis used in this research is descriptive qualitative analysis. The results of this study indicate that the marketing strategy of mobile banking services at Bank 9 Jambi aims to increase promotional activities, minimize tariff rates with optimal results, and a short registration process. The obstacle faced by Bank 9 Jambi Syariah Muara Sabak Branch Office in marketing mobile banking services lies in promotion. The promotion carried out by Bank 9 Jambi was not well received by rural communities due to lack of understanding of technology and lack of socialization.
Dilema Aktualisasi Diri: Perilaku Mahasiswa IAIN Parepare Dalam Konsumsi Skincare Tanpa Label Halal Nurfadilah Sindika Sari; Syahriyah Semaun; Andi Bahri S; Muliati Muliati; Muzdalifah Muhammadun
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8959

Abstract

Abstrak Saat ini skincare tanpa label halal banyak dikonsumsi oleh mahasiswa untuk mendapatkan kulit putih dan bersih. Perilaku konsumsi seperti ini tidak sesuai dengan perilaku konsumsi islam yang mana sebagai umat muslim diwajibkan untuk mengonsumsi barang/produk halal. Penelitian ini bertujuan untuk melihat pola aktualisasi diri mahasiswa yang dianalisis dalam teori konsumsi islam. Metode penelitian deskriptif kualitatif. Data primer berasal dari wawancara secara langsung dengan mahasiswa FEBI IAIN Parepare dan data sekunder berasal dari literatur-literatur yang sesuai topik penelitian. Hasil penelitian menunjukkan bahwa mahasiswa mampu mengaktualisasikan diri mereka dengan menggunakan skincare tanpa label halal sehingga mampu mempertahakan eksistensi di lingkungannya. Faktor-faktor yang mendorong mahahsiwa untuk menggunakan skincare tanpa label halal yaitu faktor sosial, faktor pribadi dan faktor psikologi. Mahasiswa menganggap label halal pada skincare tidak terlalu penting sehingga mereka tetap menggunakan skincare tanpa label halal. Hal ini menyebabkan terjadinya pergeseran pola konsumsi yang tidak sesuai dengan perilaku konsumsi islam.
Konversi Pada Bank Perkreditan Rakyat (BPR) Menjadi Bank Perkreditan Rakyat Syariah (BPRS) dan Pengaruh Terhadap Kinerja Keuangan Pada PT. BPR Jam Gadang Diana Purnama Sari; Anne Putri; Anwar Sholihin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8964

Abstract

The Sharia law can work in Indonesia because the Indonesian banking system still adheres to a 2 window system. According to Law No. 21 of 2008 concerning Sharia banking, the 2 window banking principle in Indonesia will end no later than 2023, whereby banks that have been running Sharia business using the Sharia law will be forced to spin off or convert. One of the reasons for the conversion of Conventional Banks into Islamic Banks is the large number of Islamic financial institutions which show enormous potential, as shown by the number of Conventional Banks which have formed sharia divisions. The Islamic banking industry also applies principles that comply with Islamic law and Sharia recommendations. This study aims to see how the Conversion of Rural Banks (BPR) to Sharia Rural Banks (BPRS) and the Effect on the Financial Performance of Jam Gadang. This study uses a qualitative method with a case study approach. With the researcher can get a complete picture of the problems that are formulated by focusing on the process and the search for meaning behind the phenomena that arise in the research process. The method that can be used for this time series analysis is the Least Square Method of linear line equations from time series analysis.
Pengaruh Hasil Audit Pelayanan Terhadap Citra Perusahaan Dengan Kepuasan Nasabah Sebagai Variabel Intervening Pada Bank Pembiayaan Rakyat Syariah Puduarta Insani Muhammad Daffa Baihaqi Purnomo; Nurbaiti Nurbaiti; Nur Ahmadi Bi Rahmadi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8967

Abstract

This study aims to examine the effect of service audit results on customer satisfaction as an intervening variable on corporate image at BPRS Puduarta Insani Medan. This research is included in the type of quantitative research based on hypothesis testing whose population is BPRS Puduarta Insani customers with a total sample of 60 customers of BPRS Puduarta Insani taken by simple random sampling. This study uses primary data and secondary data as a reference for data obtained from BPRS Puduarta Insani in the form of Audit Results in 2021. The results of the study show that the results of a service audit with customer satisfaction as an intervening variable have a positive and significant effect on corporate image. With r count greater than r table, significant probability < 0.05 and Cronbach results obtained 0.739. So, it can be concluded that customer satisfaction is positively related to company image, which means that if the level of satisfaction increases, the company's image will also be better.
Analisis Kepatuhan Prinsip Syariah dalam Layanan E-Money Perspektif Maqashid Syariah Qaidul Muttaqin; Umrotul Khasanah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8972

Abstract

Electronic money is basically the same as ordinary money because it functions as a means of payment for goods buying and selling transactions. From a Sharia perspective, electronic money law is halal. Sharia principles must be considered in the development of e-money services because these principles are based on fundamental Islamic values. The method used in this research is a qualitative method with the type of literature review. From the research result, e-money circulating in Indonesia, in accordance with Sharia principles and can be used if it follows and is in accordance with the requirements in the DSN-MUI fatwa, and the implementation of Sharia machair in e-money can be realized if it provides good benefits to users and organizers.
Macroeconomic Sensitivity and Financial Performance on Islamic Banks Profitability anafil windriya; Mashudi Mashudi; Luluk Fauziah; Shinta Marta Lorenza; Irena Rahmawati
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8974

Abstract

This study aims to determine and analyze the effect of NOM sensitivity on inflation, CAR, NPF, FDR, OER, and company size (Size) on profitability in Islamic commercial banks in Indonesia from 2017 to 2022. The population in this study are all Islamic Banks in Indonesia. The sample used is purposive sampling. There are 7 Islamic Banks that are the sample in this research object. The method used is linear regression, where this method is used for hypothesis testing. In this study, the measurement of the coefficient of determination, the F significance test, and the t significance test were used. This measurement is done to determine how much influence between variables. The test results show that simultaneously NOM sensitivity on inflation, CAR, NPF, FDR, OER, effect on profitability. However, the t significance test shows only OER has a significant negative effect on the profitability of Islamic commercial banks in Indonesia. Meanwhile, NOM's sensitivity to inflation, CAR, NPF, and firm size (Size) have no significant effect on the profitability of Islamic Banks in Indonesia. The hypothesis regarding the Financing to Deposit Ratio (FDR) has a positive effect on the profitability of Islamic banks has not been proven.
Analisis Perlakuan Akuntansi Atas Biaya Pengolahan Limbah Pabrik Kelapa Sawit (PKS) Ajamu Panai Hulu Berdasarkan Perspektif Syariah Maysaroh Maysaroh; Kusmilawaty Kusmilawaty
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8975

Abstract

The study aims to determine and analyze the accounting treatment for the cost of processing waste from the Ajamu Palm Oil Mill (PKS), Panai Hulu. The accounting treatment includes identification, recognition, measurement, disclosure and presentation. This research is a qualitative research based on a descriptive approach using two types of data, namely primary data and secondary data. Primary data is obtained through the process of interviews, observation and documentation related to the research objectives, While secondary data is data obtained by researchers from other parties’ records in the form of company history and data related to research. The results of the research show that PT. Nusantara IV Ajamu Plantation has implemented an accounting treatment with processing costs. The results of the analysis stated that PT. Nusantara IV Ajamu Plantation has identified all costs related to the processing of palm oil mill effluent and recognized processing costs included in the general and administrative costs component as consideration that these environmental costs are related to company administration and general operations. In the process of measuring the cost of treating waste, it is stated at the cost incurred (Historical Cost). Disclosure regarding environmental issues in the waste treatment process is stated in the financial statements and is in accordance with the applicable accounting standards. Several similar costs are also presented in the company's income statement.
Analisis Potensi Mesjid Sebagai Tempat Pertumbuhan Ekonomi Berbasis Ovop Di Kota Binjai Adjie ahmad nugraha
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8981

Abstract

The mosque is one of the most important things in Islam, where Muslims carry out many activities in the mosque starting from prayer to tadarus, but apart from being a place of worship to seek rewards, it is a strategic place and is always a place for worship selling at the mosque. can be a solution to develop the economy of the surrounding community. The purpose of this research is to see how the mosque's BKM makes programs to help the economy of the people around the mosque so that they become independent communities and this research uses qualitative research methods by means of observation where researchers conduct interviews with related parties starting from the management BKM to sellers who sell around the mosque.

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