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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
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Strategies for Utilizing Productive Zakat in Mustahik Economic Empowerment in Indonesia: A Systematic Literature Review Junaidi, Achmad; Arisandi, Bustomi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19425

Abstract

This study aims to analyze the strategy of utilizing productive zakat as an instrument of economic empowerment and poverty alleviation in Indonesia. Through the Systematic Literature Review (SLR) method, this study examined 28 selected scientific articles from the range of 2015 to 2026 sourced from the Google Scholar database and reputable journals. The data selection process uses the PRISMA protocol to ensure the validity and transparency of the findings. The results of the study show that the effectiveness of productive zakat is highly dependent on three main pillars: the accuracy of mustahik selection, the intensity of business assistance, and the use of digital technology in program monitoring. This study found that the transformation of mustahik status into muzakki cannot be achieved only through the provision of capital, but requires the integration of financial literacy and spiritual guidance. In addition, distribution digitalization was found to be a key factor in increasing program transparency and reach in the post-pandemic era. The implications of this study emphasize the need to standardize the productive zakat management model for Amil Zakat Institutions (LAZ) in order to optimize the economic sustainability of the ummah in the long term.
Faktor-Faktor Penentu Kinerja Keuangan Bank Syariah di Indonesia: Peran Pembiayaan, Pembiayaan Bermasalah, dan Pertumbuhan Aset Puteri Pekerti Wulandari; Indraswari, Violeta Mardlatillah Romadoni Nur; Fauzan, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19467

Abstract

This study aims to analyze the factors that influence the financial performance of Bank Syariah Indonesia (BSI) by emphasizing the role of financing as the main indicator of intermediary activities in Islamic banking. Unlike previous studies that simultaneously included third-party funds (DPK) and financing as explanatory variables, this research avoids potential multicollinearity by using financing, non-performing financing (NPF), and asset growth as the independent variables. The data used in this study are quarterly data covering the period from 2021 to 2025. The data are analyzed using multiple linear regression with the Ordinary Least Squares (OLS) method. The results of the analysis indicate that financing, NPF, and asset growth simultaneously have a significant effect on the financial performance of BSI. Partially, financing has a positive and significant effect on financial performance, while NPF shows a negative relationship consistent with theoretical expectations, although it is not statistically significant. Asset growth does not demonstrate a significant effect on financial performance. These findings highlight that the quality of financing and effective risk management are key factors in maintaining the profitability of Islamic banks.
Pengaruh Religiusitas, Kepercayaan, Kemudahan, dan Pemahaman Digital terhadap Minat Membayar Zakat, Infak, dan Sedekah (ZIS) Secara Digital Rania, Sharla Putri; Susilo, Edi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19500

Abstract

The rapid development of digital technology has created significant opportunities to optimize the collection of zakat, infaq, and alms (ZIS) through digital platforms. However, the utilization of digital ZIS in Indonesia remains far below its national potential. This study aims to analyze the influence of religiosity, trust in digital ZIS institutions, ease of application use, and understanding of digital zakat on public interest in paying ZIS digitally. This research employs a quantitative approach with an explanatory research design. Data were collected through an online questionnaire from 100 Muslim respondents in Indonesia using purposive sampling. Data analysis was conducted using multiple linear regression after validity, reliability, and classical assumption tests. The results show that religiosity, trust, ease of use, and understanding of digital zakat have a positive and significant effect on the intention to pay ZIS digitally, both partially and simultaneously. Among these variables, understanding of digital zakat has the strongest influence. The model explains 59.7% of the variance in digital ZIS payment intention. These findings highlight the importance of integrating religious, institutional, technological, and cognitive factors in promoting the adoption of digital ZIS payments in Indonesia.

Page 232 of 232 | Total Record : 2313

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