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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
Analisis Pertumbuhan Zakat Pada Aplikasi Zakat Online Dompet Dhuafa Andi Hidayat; Mukhlisin Mukhlisin
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (318.226 KB) | DOI: 10.29040/jiei.v6i3.1435

Abstract

Technological developments are now penetrating the world of worship, for those who want to pay zakat even easier. A number of online applications including online shopping provide zakat payment features for muzakki. Looking at the data in the National Zakat Agency that the potential for zakat in 2019, based on the IIPZ association and Indonesia's zakat outlook, the potential for zakat is around Rp. 233.8 trillion divided into 5 objects of Zakat. In 2016 and 2017, zakat income was only around 6 trillion. The huge potential of zakat in Indonesia makes all zakat practitioners or zakat collection bodies have to find ways to maximize the potential for zakat and be able to create poverty in Indonesia. From efforts to manage zakat efficiently, Dompet Dhuafa as Amil zakat implements an online application system for zakat, the goal is to facilitate and improve zakat services for the better, with this online zakat application it is hoped that it will be able to absorb some of the existing potential zakat and help make it easier for people to pay zakat because limited distance and time.The purpose of this research in general is that the development and growth of zakat will increase with the existence of online zakat collection. In particular, to make it easier for muzakki in distributing zakat.This research uses qualitative research methods which are commonly referred to as naturalistic research methods because the research is carried out in natural conditions (natural setting), the research data sources are primary and secondary. The results and findings of the study are the growth of zakat from each year, either from the growth of zakat in the online zakat system or in the overall zakat income every year.
Fintech Di Era Digital Untuk Meningkatkan Kinerja ZIS di Indonesia Soeharjoto Soekapdjo; Debbie Aryani Tribudhi; Lucky Nugroho
Jurnal Ilmiah Ekonomi Islam Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (609.781 KB) | DOI: 10.29040/jiei.v5i3.529

Abstract

Purpose of this study is to predict trend value of collecting ZIS with fintech and non fintech. Data taken from BAZNAs from 2002-2017 and using descriptive statistics with linear trend and parabolic, inference statistic with paired sample test. Result shown that fintech trend like parabolic and non fintech like linear. There is a significant and power full correlation at ZIS revenue with fintech and non fintech. Thus, there is difference average of ZIS revenue before and after using fintech. Using SIMBA fintech will be affecting the revenue of ZIS. Average prediction of ZIS collecting funds from 2018-2025 with fintech is greater than using non fintech. Average growth of ZIS revenue with fintech is 9.98 percent and 5.78 percent with non fintech.
Analisis Pengembangan Sumber Daya Manusia Dalam Perspektif Syariah Anisatul Maghfiroh
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.505 KB) | DOI: 10.29040/jiei.v7i1.2138

Abstract

Human Resources is something that is very influential for the progress of an institution. Without quality human resources, an institution will not develop and may even experience setbacks. Therefore, every organization must prepare a program that contains activities that can increase the capabilities and professionalism of human resources so that the organization can survive and develop in accordance with the organizational environment. This program is usually referred to as human resource development. Sharia are the laws that govern the relationship between humans and creators and creatures. This study aims to determine how the Islamic perspective on human resource development. This study is a literature review using sharia as an approach, namely examining the problem with books and scientific works. The results of this study indicate that human resource development in the persective of sharia is a development in the form of training in skills, knowledge, behavior and sharia competence.
Pengaruh Inflasi, Tingkat SBBI (Suku Bunga Bank Indonesia), FDR (Financing to Deposit Ratio), dan NPF (Non-Performing Financing) Terhadap Penetapan Nisbah Bagi Hasil Deposito (Studi Empiris Pada Perbankan Syariah yang Terdaftar di OJK Periode 2013-2017) Angga Rianto
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.803 KB) | DOI: 10.29040/jiei.v7i1.2001

Abstract

This study aims to test the relationship between Inflation, SBBI, FDR and NPF levels with the determination of Deposit Revenue Ratio. This research is done by quantitative methods, where research instruments use documentation and surveys. while the population sample is determined through purposive sampling technique. In Statistical Testing in this study using SPSS version 21, with a sample of the population of Islamic banks moving in the field of goods and consumption in BEI in the period 2013 - 2017. A total of 8 Islamic banks out of a total of 12 Islamic banks taken as research sample. Data analysis tools use multiple linear regression analysis. The results of this study show that Inflation, SBBI Level, FDR proved to have a significant influence with the Deposit Revenue Share Ratio. However, the NPF variable shows no effect on the Deposit Revenue Ratio. This study is conducted yet limited only to the Factors influencing the Ratio of Revenue Deposit which is limited to the Inflation, SBBI, FDR, and NPF variables. This research is expected to be a reference in determining the policy on Islamic banks, helping capital owners to be wiser in managing financial instruments and resources, and can be used to increase research insights in the future. Keywords: Inflation, Bank Indonesia Interest Rate, Financing to Deposit Ratio, Non-Performing Financing and Profit-Sharing Ratio. JEL Clasification: E31, E43, G21
Pengaruh Technology Acceptance Model Terhadap Keputusan Muzakki Membayar Zakat Melalui Fintech Gopay Afiful Ichwan
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (715.599 KB) | DOI: 10.29040/jiei.v6i2.1011

Abstract

Indonesia is one of the countries with the most Muslim population. but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion. By using the Technology Acceptance model. the authors analyze and understand the factors in influencing the acceptance of a use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay
Implementasi Strategi Dalam Penanganan Pembiayaan Macet di BMT UGT Sidogiri Tanggulangin Mustika Nur Alam
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.77 KB) | DOI: 10.29040/jiei.v7i2.2467

Abstract

This study aims to determine the implementation of strategies in handling bad financing at BMT UGT Sidogiri Tanggulangin due to a decrease in the nominal amount deposited by members due to the economic crisis during the Covid-19 pandemic, to deal with these problems, BMT UGT Sidogiri has a good strategy. The research results show that the strategies that have been used by BMT UGT Sidogiri Tanggulangin to deal with non-performing financing are proven to be able to overcome the problems that occur and have a good impact on customer responsibilities and obligations. This study uses qualitative research methods in order to clearly address the problems that occur and the strategies implemented by BMT UGT Sidogiri. Keywords: Bad Financing, BMT Ugt Sidogiri
Paradigma Konsep Teori dan Praktek Baitul Maal Dalam Prespektif Sistem Ekonomi Islam Sumadi Sumadi; Muhammad Tho'in
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (860.209 KB) | DOI: 10.29040/jiei.v6i2.1111

Abstract

This study aims to rectify the understanding of the concept of baitul mal in the view of the Islamic economic system. This type of research is a qualitative research, and the short model in this study is a descriptive approach that uses the literature study method as the settlement methodology. With the object of a case study about straightening the concept of baitul mal in the view of the Islamic economic system. Baitul Mal comes from the Arabic bait which means house, and al-mal which means property. So etymologically (ma'na lughawi) Baitul Mal means a house to collect or store wealth (Dahlan, 1999). As for terminology (ma'na ishtilahi), as explained by Abdul Qadim Zallum (1983) in his book Al Amwaal Fi Daulah Al Khilafah, the Baitul Mal is an institution or party (Arabic: al jihat) which has a special duty to handle all the people's assets in the form of State revenue and expenditure. In the history of the Baitul Mal, especially with regard to the organizational structure and administration, the term Diwan is known. Diwan is a place where the authors / secretaries of the Baitul Mal are located and a place to store archives. The term Diwan is sometimes also used in the sense of the archives themselves, because there are indeed interrelations between the two meanings for this word Diwan. In summary, Diwan can mean the office of the Baitul Mal, or archive of the Baitul Mal.
Akuntansi Dari Kacamata Syariah Dan Ekonomi Islam Musta’an Musta’an; Herlina Kusuma Wardani
Jurnal Ilmiah Ekonomi Islam Vol 3, No 03 (2017): JIEI, Vol. 03, No. 03, 2017
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.279 KB) | DOI: 10.29040/jiei.v3i03.130

Abstract

Accounting is information submitted by companies through financial statements to provide a very clear picture of the various circumstances or conditions of the company. The purpose of this research is to know the concept of accounting in terms of the eyes of sharia and Islamic economics. The concept of Islamic accounting emerged long before the conventional accounting concepts that existed to date, even Islam itself has made a series of rules in accounting that have never been thought of by conventional accounting experts. The method used in this research is by using library method. Syariah Islam strongly supports the existence of accounting activities in every activity of activities undertaken by humans especially related to financial problems. The Islamic economic system studies and studies the people's economy by making the Qur'an and Hadith as its basis. Similarly, accounting, because the science of accounting related to the economic activities of people who have been described also in the Qur'an and Hadith. Islamic accounting in it covers issues that are not commonly thought of by capitalist accounting or conventional accounting. Human behavior while in the world will be judged in the afterlife. So that accounting is considered and considered as one of hisab or derivasinya is to advocate the good and forbid something bad. How to cite:  Musta’an, M., & Wardani, H. (2017). Akuntansi Dari Kacamata Syariah Dan Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 3(03), 181-185. doi:http://dx.doi.org/10.29040/jiei.v3i03.130
Deteksi Fraud Financial Statement Menggunakan Model Fraud Pentagon Pada Perusahaan Yang Terdaftar di JII Tahun 2016-2018 Ahmad Naufal Fadhlurrahman
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (266.375 KB) | DOI: 10.29040/jiei.v7i2.2566

Abstract

This study aims to analyze the proxies that are considered to be able to detect financial statement fraud with the pentagon fraud model. This model is a development of the fraud triangle and fraud diamond models by adding arrogance elements to complement the previous four existing elements, namely pressure, opportunity, rationalization, and competence. The population used in the study are companies listed on the 2016-2018 Jakarta Islamic Index (JII). Company samples obtained using purposive sampling technique are 14 companies and tested using multiple regression analysis. The results obtained from this study indicate that the stability proxied by changes in total assets and changes in directors as a proxy of the competency element has an influence in predicting financial statement fraud, while the opportunity, rationalization and arrogance elements do not affect financial report fraud. It is hoped that this research can be developed by extending the research years and proxies that represent each element of this model.
Perilaku Pedagang Pasar Bandar Kecamatan Mojoroto Kota Kediri Dalam Prespektif Prinsip Dasar Pasar Islami Dennis Ulfan Nanda; Khusnul Fikriyah
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.269 KB) | DOI: 10.29040/jiei.v6i3.1364

Abstract

Buying and selling activities are one of the community’s needs as facilities and infrastructure of daily needs. Here, the market as one of the tools where there is buying and selling interaction. The marketing environment can change and be uncertain and provide not only opportunities but also threats. The Bandar market is a traditional market that sells the needs for essential materials at an affordable price for the community. The purpose of this research is to determine the behaviour of traders and compliance with the basic principles of Islamic markets. This type of research uses descriptive qualitative research. Data collection techniques using observation, interview, and documentation. The conclusion of this research is the traders’ behaviour in the Bandar market which already tolerable and precise even though the city market is essentially a conventional market, and traders in the Bandar market already apply the principle of Ar-Ridhla, healthy competition, honesty, openness, and justice properly. Keywords : Traditional market, behavior of traders, basic principles of islamic market

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